Last Updated: 04/18/2025
MyUSA Credit Union Express Line of Credit
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
$500 - $15,000
APR (Variable APR)
Starting at 9.99%(Verified 06/21/2024)
MyUSA Credit Union Express Line of Credit Review
MyUSA Credit Union Express Line of Credit is offered through MyUSA Credit Union, a credit union founded in 1934 and based in Middletown, OH. MyUSA Credit Union Express Line of Credit are available in 50 states and Washington, DC.
MyUSA Credit Union Express Line of Credit FAQ
What APRs does MyUSA Credit Union Express Line of Credit offer?
MyUSA Credit Union Express Line of Credit offers a variable APR that starts at 9.99% APR.
Does the MyUSA Credit Union Express Line of Credit charge an origination fee?
Yes, MyUSA Credit Union Express Line of Credit charges a line of credit origination fee .Does the MyUSA Credit Union Express Line of Credit charge a cash advance fee?
Yes, MyUSA Credit Union Express Line of Credit may charge a fee .Does MyUSA Credit Union Express Line of Credit charge a late fee?
Yes, MyUSA Credit Union Express Line of Credit may charge borrowers a late payment fee .How much can you borrow via MyUSA Credit Union Express Line of Credit?
Upon approval and based on your credit worthiness, your MyUSA Credit Union Express Line of Credit personal line of credit will be assigned a credit limit of at least $500.00 and as much as $15,000.00. .
| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for MyUSA Credit Union Express Line of Credit?
MyUSA Credit Union Express Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. MyUSA Credit Union Express Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by MyUSA Credit Union Express Line of Credit.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does MyUSA Credit Union Express Line of Credit report your account activity to credit bureaus?
Yes, MyUSA Credit Union Express Line of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does MyUSA Credit Union perform a hard credit pull?
Yes, MyUSA Credit Union Express Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for MyUSA Credit Union Express Line of Credit
- Visit the MyUSA Credit Union Express Line of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM