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Last Updated: 04/18/2025

Navigator Christmas Savings Account

from Navigator Credit Union

Last Updated: 04/18/2025

Navigator Credit Union logo
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APY (Annual Percentage Yield)

0.40%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $2
Disclaimer popup with additional information

Minimum Balance to Earn APY

N/A

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Navigator Christmas Savings Account Review

Navigator Christmas Savings Account is offered by Navigator Credit Union, a credit union founded in 1939 and based in Moss Point, MS. Navigator Savings are available in 50 states and Washington, DC.

Key Takeaways

  • Higher than average APY. Navigator Christmas Savings Account has an annual percentage yield of up to 0.40%, which is higher than the average interest rate for savings accounts.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • Small minimum initial deposit. You only need $2 to open an account.
  • No ATM fees. Navigator Christmas Savings Account does not charge fees on ATM transactions .

Navigator Savings Pros & Cons

Navigator Savings FAQ

Are savings accounts from navigator credit union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Navigator Credit Union offer a signup bonus?

Navigator Savings doesn't offer a signup bonus.

What is the minimum initial deposit for Navigator Savings?

The minimum deposit to open a Navigator Savings is $2.

What APY does Navigator Christmas Savings Account offer?

Navigator Savings offers an APY of 0.40% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Navigator Savings charge?

Navigator Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

    What features and perks does Navigator Savings offer?

    This savings account includes the following features:
    • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
    • Mobile Banking Services - Navigator Savings allows you to manage your money online or with a mobile app.
    • Nationwide ATM network - Conveniently transact at a nearby ATM.

    Can you set up a direct deposit to Navigator Savings?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for Navigator Savings?

    The customer support email for Navigator Savings is service@navigatorcu.org.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    6012 Highway 63
    Moss Point, MS 39563
    (800) 344-3281
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:00AM - 5:00PM
    Wednesday
    9:00AM - 5:00PM
    Thursday
    9:00AM - 5:00PM
    Friday
    9:00AM - 5:00PM
    Saturday
    9:00AM - 1:00PM

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    Other Savings Accounts from Navigator Credit Union

    Navigator Credit Union logo
    Navigator Membership Share Savings Account
    Rating not yet determined
    Be the first to rate

    APY (Annual Percentage Yield)

    2.27%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    Starting at $5

    Minimum Balance to Earn APY

    N/A

    Visit Site
    Navigator Credit Union logo
    Navigator Primary Savings Accounts
    Rating not yet determined
    Be the first to rate

    APY (Annual Percentage Yield)

    0.15%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    Starting at $0

    Minimum Balance to Earn APY

    N/A

    Visit Site

    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

    Navigator Christmas Savings Account Community Reviews

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