Last Updated: 04/18/2025
OCCFCU Christmas Club Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.01%(Verified 06/25/2024)
Minimum Opening Deposit
Starting at $25
Minimum Balance to Earn APY
$100
OCCFCU Christmas Club Account Review
OCCFCU Christmas Club Account is offered by Oak Cliff Christian Federal Credit Union, a credit union founded in 2008 and based in Dallas, TX. OCCFCU Christmas Club Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.01%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No ATM fees. OCCFCU Christmas Club Account does not charge fees on ATM transactions .
OCCFCU Christmas Club Account Pros & Cons
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OCCFCU Christmas Club Account FAQ
Are savings accounts from OCBF Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Oak Cliff Christian Federal Credit Union offer a signup bonus?
OCCFCU Christmas Club Account doesn't offer a signup bonus.
What is the minimum initial deposit for OCCFCU Christmas Club Account?
The minimum deposit to open a OCCFCU Christmas Club Account is $25.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does OCCFCU Christmas Club Account offer?
OCCFCU Christmas Club Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does OCCFCU Christmas Club Account charge?
OCCFCU Christmas Club Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does OCCFCU Christmas Club Account offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - OCCFCU Christmas Club Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to OCCFCU Christmas Club Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for OCCFCU Christmas Club Account?
The customer support email for OCCFCU Christmas Club Account is occcontact@ocbfchurch.org.
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Hours of Operation
Sunday
Closed
Monday
Closed
Tuesday
10:00AM - 4:00PM
Wednesday
10:00AM - 4:00PM
Thursday
10:00AM - 4:00PM
Friday
10:00AM - 5:00PM
Saturday
10:00AM - 1:00PM