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Last Updated: 04/18/2025

Resource One CU Additional Savings Account

from Resource One Credit Union

Last Updated: 04/18/2025

Resource One Credit Union logo
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APY (Annual Percentage Yield)

0.10%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $0

Minimum Balance to Earn APY

$250

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Resource One CU Additional Savings Account Review

Resource One CU Additional Savings Account is offered by Resource One Credit Union, a credit union founded in 1936 and based in Dallas, TX. Resource One CU Additional Savings Account are available in 50 states and Washington, DC.

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. Resource One CU Additional Savings Account does not charge fees on ATM transactions .

Resource One CU Additional Savings Account Pros & Cons

Resource One CU Additional Savings Account FAQ

Are savings accounts from Resource One Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Resource One Credit Union offer a signup bonus?

Resource One CU Additional Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Resource One CU Additional Savings Account?

There is no minimum deposit to open a Resource One CU Additional Savings Account.

What APY does Resource One CU Additional Savings Account offer?

Resource One CU Additional Savings Account offers an APY of 0.10% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Resource One CU Additional Savings Account charge?

Resource One CU Additional Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

    What features and perks does Resource One CU Additional Savings Account offer?

    This savings account includes the following features:
    • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
    • Mobile Banking Services - Resource One CU Additional Savings Account allows you to manage your money online or with a mobile app.

    Can you set up a direct deposit to Resource One CU Additional Savings Account?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for Resource One CU Additional Savings Account?

    The customer support email for Resource One CU Additional Savings Account is socialmediateam@r1cu.org.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    1200 Belleview St
    Dallas, TX 75215
    (800) 375-3674
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    8:30AM - 5:30PM
    Tuesday
    8:30AM - 5:30PM
    Wednesday
    8:30AM - 5:30PM
    Thursday
    8:30AM - 5:30PM
    Friday
    8:30AM - 5:30PM
    Saturday
    9:00AM - 1:00PM

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    APY (Annual Percentage Yield)

    0.10%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    Starting at $5

    Minimum Balance to Earn APY

    $250
    Visit Site

    Resource One Credit Union logo

    APY (Annual Percentage Yield)

    0.10%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $0 - $25

    Minimum Balance to Earn APY

    $250

    Resource One Credit Union logo

    APY (Annual Percentage Yield)

    0.10%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    Starting at $25

    Minimum Balance to Earn APY

    $50

    Resource One Credit Union logo

    APY (Annual Percentage Yield)

    0.10%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    Starting at $5

    Minimum Balance to Earn APY

    $250

    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
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    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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