Is Revolut Savings Vault the right fit for you?
Last Updated: 10/26/2026
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Highlights
APY (Annual Percentage Yield)
2.9% - 4%(Verified 10/26/2026)
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Minimum Opening Deposit
$0
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Minimum Balance to Earn APY
$0.01
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Monthly Maintenance Fee
$0 - $16.99(Verified 08/27/2026)
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Revolut Savings Vault Review
Revolut Savings Vault is offered by Revolut Technologies Inc, a nonbank financial services provider founded in 2015 and based in New York, NY. Revolut Savings Vault are available in 50 states and Washington, DC.
Key Takeaways
- Early direct deposit. Get access to your paycheck funds faster if you set up a direct deposit to this account. Early salary subject to employer deposit timing and not guaranteed.
- Bonus offer. $20 signup bonus after you make your first card payment. T&Cs apply.
- High yield savings. This account offers an annual percentage yield of up to 4%, which is much higher than the average interest rate for a savings account.
- Waivable monthly maintenance fee. No monthly fee for the Standard Plan. Premium and Metal plans charge up to $16.99 a month.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Revolut Savings Vault Pros & Cons
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Revolut Savings Vault FAQ
Are savings accounts from Revolut federally insured?
Revolut is a financial technology company, not a bank. Funds in your Revolut Prepaid Card Account will be transferred to and held by Cross River Bank, an FDIC Insured Institution. Funds loaded onto your Cross River Bank-issued card will be insured up to the applicable limits whether your funds are held directly by Cross River Bank or through one of its networked FDIC-insured institutions. Savings account services provided by Cross River Bank, Member FDIC, and funds there are insured up to $250,000 in the event Cross River Bank fails.Does Revolut Technologies Inc offer a signup bonus?
Revolut Savings Vault has a bonus of $20.
What is the minimum initial deposit for Revolut Savings Vault?
There is no minimum deposit to open a Revolut Savings Vault.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.01 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Revolut Savings Vault offer?
Revolut Savings Vault offers a variable APY starting at 2.9% and ranging up to 4% (APY stands for annual percentage yield, rates may change). This is much higher than the national average rate for savings accounts.
What fees does Revolut Savings Vault charge?
Revolut Savings Vault does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Local currency international transfers cost from 0.15% (minimum fee $0.75) to 0.09% (minimum fee $0.45), depending on your plan.
- Zero foreign exchange fee during foreign exchange market hours.
What features and perks does Revolut Savings Vault offer?
This savings account includes the following features:
- Bonus offer - Open an account and you may receive a signup bonus of up to $20. See offer page for more details.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Revolut Savings Vault?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Revolut Savings Vault?
The customer support email for Revolut Savings Vault is support@revolut.com.
Provider Disclosure: The Annual Percentage Yield (APY) is a variable rate and may change at any time. These APYs are accurate as of 9/1/2026 and apply only to plan users in good standing. Plan fees apply and cancellation fees may apply for Premium and Metal plans. Terms & Conditions apply. No min. balance to open; $0.01 min. to earn APY. 4.00% APY for Metal plan users, 3.75% APY for Premium plan users, and 3.50% APY for Standard plan users with balances held in a Max Rate Savings Account. For balances in other Savings Account, the rate is 3.10% APY Metal, 3.00% for Premium, and 2.90% for Standard. Only 1 Max Rate Savings Account is permitted and is limited to $10,000 USD in user-initiated deposits. The max combined balance of all Savings Account is $250,000 per user. Savings Account services provided by Cross River Bank, Member FDIC, insured up to $250,000.
View Revolut Savings Vault's published terms & conditions
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
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Other Services by Revolut Technologies Inc
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
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