Last Updated: 04/18/2025
Rivertown CU Holiday Club
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.10%(Verified 08/01/2024)
Minimum Opening Deposit
Starting at $100
Minimum Balance to Earn APY
N/A
Rivertown CU Holiday Club Review
Rivertown CU Holiday Club is offered by Rivertown Credit Union, a credit union founded in 1936 and based in Grandville, MI. Rivertown CU Holiday Club are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- $100 minimum opening deposit. This is a typical minimum initial deposit.
- No ATM fees. Rivertown CU Holiday Club does not charge fees on ATM transactions .
Rivertown CU Holiday Club Pros & Cons
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Rivertown CU Holiday Club FAQ
Are savings accounts from Rivertown Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Rivertown Credit Union offer a signup bonus?
Rivertown CU Holiday Club doesn't offer a signup bonus.
What is the minimum initial deposit for Rivertown CU Holiday Club?
The minimum deposit to open a Rivertown CU Holiday Club is $100.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Rivertown CU Holiday Club offer?
Rivertown CU Holiday Club offers an APY of 0.10% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Rivertown CU Holiday Club charge?
Rivertown CU Holiday Club does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does Rivertown CU Holiday Club offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Rivertown CU Holiday Club allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Rivertown CU Holiday Club?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Rivertown CU Holiday Club?
The customer support email for Rivertown CU Holiday Club is info@rivertowncu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed