Is Rivertown Credit Union Personal Loans the right fit for you?
Last Updated: 04/18/2025
Rivertown Credit Union Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 10.99%(Verified 08/01/2024)
Amount Range
N/A
Loan Term (Months)
N/A
Rivertown Credit Union Personal Loans Review
Rivertown Credit Union Personal Loans is offered by Rivertown Credit Union, a credit union founded in 1936 and based in Grandville, MI. Rivertown Credit Union Personal Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 10.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Rivertown Credit Union Personal Loans are on the higher end of the spectrum.
Rivertown Credit Union Personal Loans Pros & Cons
| Pros | Cons |
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Rivertown Credit Union Personal Loans FAQ
What interest rates and personal loan terms does Rivertown Credit Union Personal Loans offer?
Rivertown Credit Union Personal Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Rivertown Credit Union Personal Loans offer?
Rivertown Credit Union Personal Loans offers a fixed APR personal loan product that starts at 10.99% APR.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | Starting at 10.99% |
What fees does Rivertown Credit Union Personal Loans charge?
Does Rivertown Credit Union Personal Loans charge an origination fee?
Rivertown Credit Union Personal Loans may charge a personal loan origination fee .
Does Rivertown Credit Union Personal Loans charge a late fee?
Rivertown Credit Union Personal Loans does not disclose whether it charges late payment fees.
Does Rivertown Credit Union Personal Loans charge prepayment fees?
No, Rivertown Credit Union Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Rivertown Credit Union Personal Loans?
Rivertown Credit Union Personal Loans does not require or does not disclose a credit score minimum. Rivertown Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Rivertown Credit Union Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does Rivertown Credit Union Personal Loans report your account activity to credit bureaus?
Yes, Rivertown Credit Union Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Rivertown Credit Union perform a hard credit pull?
Yes, Rivertown Credit Union Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Rivertown Credit Union Personal Loans legit?
Rivertown Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
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Learn MoreSuperMoney Net Recommendation Score
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