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Savings Accounts
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Last Updated: 04/18/2025

STCU Savings Accounts

in Savings Accounts from STCU

Last Updated: 04/18/2025

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APY (Annual Percentage Yield)

0.15% - 5.09%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $0

Minimum Balance to Earn APY

$0
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STCU Savings Accounts Review

STCU Savings Accounts is offered by STCU, a credit union founded in 1934 and based in Liberty Lake, WA. STCU Savings Accounts are available in 50 states and Washington, DC.

Key Takeaways

  • High yield savings. This account offers an annual percentage yield of up to 5.09%, which is much higher than the average interest rate for a savings account.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

STCU Savings Accounts Pros & Cons

STCU Savings Accounts FAQ

Are savings accounts from STCU federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does STCU offer a signup bonus?

STCU Savings Accounts doesn't offer a signup bonus.

What is the minimum initial deposit for STCU Savings Accounts?

There is no minimum deposit to open a STCU Savings Accounts.

What APY does STCU Savings Accounts offer?

STCU Savings Accounts offers a variable APY starting at 0.15% and ranging up to 5.09% (APY stands for annual percentage yield, rates may change).

What fees does STCU Savings Accounts charge?

STCU Savings Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.
  • An overdraft on your account will trigger a $29 fee per item.

Does STCU Savings Accounts charge overdraft fees?

Yes, STCU Savings Accounts charges a $29 overdraft fee.

What features and perks does STCU Savings Accounts offer?

This savings account includes the following features:
  • Mobile Banking Services - STCU Savings Accounts allows you to manage your money online or with a mobile app.

Can you set up a direct deposit to STCU Savings Accounts?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for STCU Savings Accounts?

The customer support email for STCU Savings Accounts is info@stcu.org.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1620 N Signal Dr
Liberty Lake, WA 99019
(509) 326-1954
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
7:30AM - 5:30PM
Tuesday
7:30AM - 5:30PM
Wednesday
7:30AM - 5:30PM
Thursday
7:30AM - 5:30PM
Friday
7:30AM - 6:00PM
Saturday
Closed

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