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Last Updated: 04/18/2025

STCU Home Mortgage Loans

Q: What mortgage programs are available?

Besides conventional mortgages , STCU Home Mortgage Loans offers the following mortgage types: Jumbo loans: Any mortgage with a loan amount above the conforming loan limits set by the Federal Housing Finance Agency.

Q: What is the support contact email?

The support contact email for is info@stcu.org .

from STCU

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

Up to $2,000,000

Loan Term (Years)

10 - 30

STCU Home Mortgage Loans Review

STCU Home Mortgage Loans is offered by STCU (NMLS #616947), a credit union founded in 1934 and based in Liberty Lake, WA. STCU Home Mortgage Loans are available in 50 states and Washington, DC.

Key Takeaways

Only offers one mortgage pogram. STCU Home Mortgage Loans only provides jumbo mortgages.
Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
Non-standard interest rates available. STCU Home Mortgage Loans offers option ARM mortgages, adjustable-rate mortgages, hybrid mortgages, and fixed-rate mortgages.
No primary residences considered. STCU Home Mortgage Loans does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

STCU Home Mortgage Loans Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.

STCU Home Mortgage Loans FAQ

How much can you borrow via STCU?

STCU Home Mortgage Loans allows borrowers to apply for loan amounts of up to $2,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What is the maximum loan term you can get with STCU Home Mortgage Loans?

STCU Home Mortgage Loans offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does STCU offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, STCU Home Mortgage Loans may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, STCU Home Mortgage Loans offers the following mortgage types:

Jumbo loans: Any mortgage with a loan amount above the conforming loan limits set by the Federal Housing Finance Agency.

What is the customer service phone number?

The customer service number for STCU Home Mortgage Loans is (509) 326-1954.

What is the support contact email?

The support contact email for is info@stcu.org.

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Contact

Headquarters

1620 N Signal Dr

Liberty Lake, WA 99019

(509) 326-1954

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

7:30AM - 5:30PM

Tuesday

7:30AM - 5:30PM

Wednesday

7:30AM - 5:30PM

Thursday

7:30AM - 5:30PM

Friday

7:30AM - 6:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.