Last Updated: 04/18/2025
Sunbelt FCU Holiday Club Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.25% - 1.00%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$0.01
Sunbelt FCU Holiday Club Account Review
Sunbelt FCU Holiday Club Account is offered by Sunbelt Federal Credit Union, a credit union founded in 1953 and based in Hattiesburg, MS. Sunbelt FCU Holiday Club Account are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Sunbelt FCU Holiday Club Account has an annual percentage yield of up to 1.00%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $0.01 to earn that interest rate.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Sunbelt FCU Holiday Club Account Pros & Cons
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Sunbelt FCU Holiday Club Account FAQ
Are savings accounts from Sunbelt Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Sunbelt Federal Credit Union offer a signup bonus?
Sunbelt FCU Holiday Club Account doesn't offer a signup bonus.
What is the minimum initial deposit for Sunbelt FCU Holiday Club Account?
There is no minimum deposit to open a Sunbelt FCU Holiday Club Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.01 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Sunbelt FCU Holiday Club Account offer?
Sunbelt FCU Holiday Club Account offers a variable APY starting at 0.25% and ranging up to 1.00% (APY stands for annual percentage yield, rates may change).
What fees does Sunbelt FCU Holiday Club Account charge?
Sunbelt FCU Holiday Club Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $20.00 fee.
- Incoming domestic bank transfers come with a $10.00 fee.
- An overdraft on your account will trigger a $5.00 fee per item.
- Sunbelt FCU Holiday Club Account charges $5.00 every time you request a paper statement.
Does Sunbelt FCU Holiday Club Account charge overdraft fees?
Yes, Sunbelt FCU Holiday Club Account charges a $5.00 overdraft fee. Sunbelt FCU Holiday Club Account offers overdraft protection at a cost of $30.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does Sunbelt FCU Holiday Club Account offer?
This savings account includes the following features:
- Mobile Banking Services - Sunbelt FCU Holiday Club Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Sunbelt FCU Holiday Club Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 1:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed