Last Updated: 07/28/2025
Sunbelt FCU Advantage Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
10.75% - 17.00%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
10.75% - 17.00%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
Sunbelt FCU Advantage Credit Card Review
This is a travel card issued by Sunbelt Federal Credit Union. If you're wondering whether Sunbelt FCU Advantage Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Sunbelt FCU Advantage Credit Card has a fixed purchase APR that ranges from 10.75% up to 17.00%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.00% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as identity theft protection, purchase security, and fraud protection.
Pros & Cons of Sunbelt FCU Advantage Credit Card
| The Good | The Bad |
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Sunbelt FCU Advantage Credit Card FAQ
Does Sunbelt FCU Advantage Credit Card have a cash back or rewards program?
Sunbelt FCU Advantage Credit Card is a travel rewards card.
| Description |
Does Sunbelt FCU Advantage Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Sunbelt FCU Advantage Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Sunbelt FCU Advantage Credit Card benefits?
Sunbelt FCU Advantage Credit Card provides the following benefits:
- Zero fraud liability
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Sunbelt FCU Advantage Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Sunbelt FCU Advantage Credit Card has a fixed purchase APR that ranges from 10.75% up to 17.00%. The card has a fixed balance transfer APR that ranges from 10.75% up to 17.00%. It also has a fixed cash advance APR of 17.50% .
Does Sunbelt FCU Advantage Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Sunbelt FCU Advantage Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Sunbelt FCU Advantage Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Sunbelt FCU Advantage Credit Card have a foreign transaction fee?
Sunbelt FCU Advantage Credit Card charges a foreign transaction fee of up to 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Sunbelt FCU Advantage Credit Card?
The customer service number for Sunbelt FCU Advantage Credit Card is (601) 649-7181.
What is the login page for Sunbelt FCU Advantage Credit Card?
You can access the login page of Sunbelt FCU Advantage Credit Card here.
How do people rate the customer service and user experience of Sunbelt FCU Advantage Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Sunbelt FCU Advantage Credit Card report your account activity to credit bureaus?
Yes, Sunbelt FCU Advantage Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Sunbelt Federal Credit Union perform a hard credit pull?
Yes, Sunbelt FCU Advantage Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Sunbelt FCU Advantage Credit Card
- Visit the website of Sunbelt FCU Advantage Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 1:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed