Last Updated: 04/18/2025
Together Credit Union Earn & Learn Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
2.96% - 3.00%(Verified 06/21/2024)
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
$5
Together Credit Union Earn & Learn Savings Account Review
Together Credit Union Earn & Learn Savings Account is offered by Together Credit Union, a credit union founded in 1939 and based in St. Louis, MO. Together Credit Union Earn & Learn Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 3.00%, which is much higher than the average interest rate for a savings account. However, you must meet minimum balance requirements for higher APYs.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5.00 to open an account.
Together Credit Union Earn & Learn Savings Account Pros & Cons
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Together Credit Union Earn & Learn Savings Account FAQ
Are savings accounts from Together Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Together Credit Union offer a signup bonus?
Together Credit Union Earn & Learn Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Together Credit Union Earn & Learn Savings Account?
The minimum deposit to open a Together Credit Union Earn & Learn Savings Account is $5.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Together Credit Union Earn & Learn Savings Account offer?
Together Credit Union Earn & Learn Savings Account offers a variable APY starting at 2.96% and ranging up to 3.00% (APY stands for annual percentage yield, rates may change). This is much higher than the national average rate for savings accounts.
What fees does Together Credit Union Earn & Learn Savings Account charge?
Together Credit Union Earn & Learn Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $30.00 fee.
- Outgoing international bank transfers come with a $50.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- An overdraft on your account will trigger a $25.00 fee per item.
- Together Credit Union Earn & Learn Savings Account charges $2.00 every time you request a paper statement.
Does Together Credit Union Earn & Learn Savings Account charge overdraft fees?
Yes, Together Credit Union Earn & Learn Savings Account charges a $25.00 overdraft fee.What features and perks does Together Credit Union Earn & Learn Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - Together Credit Union Earn & Learn Savings Account allows you to manage your money online or with a mobile app.
Can you set up a direct deposit to Together Credit Union Earn & Learn Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Together Credit Union Earn & Learn Savings Account?
The customer support email for Together Credit Union Earn & Learn Savings Account is membercontactcenter@togethercu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM