Last Updated: 04/18/2025
Treasury Department FCU IRA Share (Saving) Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.17% - 0.30%(Verified 06/21/2024)
Minimum Opening Deposit
$1
Minimum Balance to Earn APY
$1
Treasury Department FCU IRA Share (Saving) Account Review
Treasury Department FCU IRA Share (Saving) Account is offered by Treasury Department Federal Credit Union, a credit union founded in 1935 and based in Washington, DC. Treasury Department FCU IRA Share (Saving) Account are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Treasury Department FCU IRA Share (Saving) Account has an annual percentage yield of up to 0.30%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $1 to earn that interest rate.
- Waivable monthly maintenance fee. Waived with Online Statement
- Small minimum initial deposit. You only need $1 to open an account.
Treasury Department FCU IRA Share (Saving) Account Pros & Cons
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Treasury Department FCU IRA Share (Saving) Account FAQ
Are savings accounts from Treasury Department Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Treasury Department Federal Credit Union offer a signup bonus?
Treasury Department FCU IRA Share (Saving) Account doesn't offer a signup bonus.
What is the minimum initial deposit for Treasury Department FCU IRA Share (Saving) Account?
The minimum deposit to open a Treasury Department FCU IRA Share (Saving) Account is $1.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Treasury Department FCU IRA Share (Saving) Account offer?
Treasury Department FCU IRA Share (Saving) Account offers a variable APY starting at 0.17% and ranging up to 0.30% (APY stands for annual percentage yield, rates may change).
What fees does Treasury Department FCU IRA Share (Saving) Account charge?
This account charges a monthly service fee of $2.25. However, you can waive the monthly fees if you have a minimum daily balance of $1.
- Outgoing domestic bank transfers come with a $20 fee.
- Outgoing international bank transfers come with a $75 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $10 fee.
- Treasury Department FCU IRA Share (Saving) Account charges a $30 fee for an early account closure. Contact Treasury Department FCU IRA Share (Saving) Account for more details on what is considered an early closure.
- An overdraft on your account will trigger a $35 fee per item.
- Treasury Department FCU IRA Share (Saving) Account charges $10 every time you request a paper statement.
Does Treasury Department FCU IRA Share (Saving) Account charge overdraft fees?
Yes, Treasury Department FCU IRA Share (Saving) Account charges a $35 overdraft fee.What features and perks does Treasury Department FCU IRA Share (Saving) Account offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Treasury Department FCU IRA Share (Saving) Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Treasury Department FCU IRA Share (Saving) Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Treasury Department FCU IRA Share (Saving) Account?
The customer support email for Treasury Department FCU IRA Share (Saving) Account is socialmedia@tdfcu.com.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed
Other Services by Treasury Department Federal Credit Union
Other Savings Accounts from Treasury Department Federal Credit Union
Rating not yet determined
APY (Annual Percentage Yield)
0.17% - 0.30%
Disclaimer popup with additional information
Minimum Opening Deposit
$1
Minimum Balance to Earn APY
$1
Rating not yet determined
APY (Annual Percentage Yield)
0.17% - 0.30%
Disclaimer popup with additional information
Minimum Opening Deposit
$1
Minimum Balance to Earn APY
$1
Rating not yet determined
APY (Annual Percentage Yield)
0.17% - 0.30%
Disclaimer popup with additional information
Minimum Opening Deposit
$10
Minimum Balance to Earn APY
$1
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