Last Updated: 04/18/2025
Treasury Department FCU Second Mortgage Loan
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Home Mortgage Loans
Filter & compare all your options in one place.
Highlights
Credit Score Range
N/A
Amount Range
Up to $400,000
Loan Term (Years)
Up to 15
Treasury Department FCU Second Mortgage Loan Review
Treasury Department FCU Second Mortgage Loan is offered by Treasury Department Federal Credit Union (NMLS #793182), a credit union founded in 1935 and based in Washington, DC. Treasury Department FCU Second Mortgage Loan are available in 50 states and Washington, DC.
Key Takeaways
- Financing for single-family and multi-family properties. However, Treasury Department Federal Credit Union does not offer financing for manufactured homes.
- Standard interest rates types. Treasury Department FCU Second Mortgage Loan only offers fixed-rate mortgages.
- No primary residences considered. Treasury Department FCU Second Mortgage Loan does not offer financing for primary homes.
- Maximum LTV. Treasury Department FCU Second Mortgage Loan has a maximum loan to value ratio of 80%.
Treasury Department FCU Second Mortgage Loan Pros & Cons
| Pros | Cons |
|
|
Treasury Department FCU Second Mortgage Loan FAQ
How much can you borrow via Treasury Department Federal Credit Union?
Treasury Department FCU Second Mortgage Loan allows borrowers to apply for loan amounts of up to $400,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What is the maximum loan term you can get with Treasury Department FCU Second Mortgage Loan?
Treasury Department FCU Second Mortgage Loan offers mortgages with a maximum term of 15 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does Treasury Department Federal Credit Union offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Treasury Department FCU Second Mortgage Loan may charge a loan origination fee .
Does Treasury Department FCU Second Mortgage Loan charge prepayment fees?
No, Treasury Department FCU Second Mortgage Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.
What property usage types does Treasury Department FCU Second Mortgage Loan allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Treasury Department FCU Second Mortgage Loan allows the following property usage types:
- Secondary homes and vacation properties
What is the customer service phone number?
The customer service number for Treasury Department FCU Second Mortgage Loan is (800) 344-4497.
What is the support contact email?
The support contact email for is socialmedia@tdfcu.com.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed