Last Updated: 04/18/2025
TruGrocer FCU Vacation Club & Christmas Club Accounts
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.05%(Verified 06/21/2024)
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
$5
TruGrocer FCU Vacation Club & Christmas Club Accounts Review
TruGrocer FCU Vacation Club & Christmas Club Accounts is offered by TruGrocer Federal Credit Union, a credit union founded in 1965 and based in Boise, ID. TruGrocer FCU Vacation Club & Christmas Club Accounts are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5 to open an account.
- No ATM fees. TruGrocer FCU Vacation Club & Christmas Club Accounts does not charge fees on ATM transactions .
TruGrocer FCU Vacation Club & Christmas Club Accounts Pros & Cons
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TruGrocer FCU Vacation Club & Christmas Club Accounts FAQ
Are savings accounts from TruGrocer Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does TruGrocer Federal Credit Union offer a signup bonus?
TruGrocer FCU Vacation Club & Christmas Club Accounts doesn't offer a signup bonus.
What is the minimum initial deposit for TruGrocer FCU Vacation Club & Christmas Club Accounts?
The minimum deposit to open a TruGrocer FCU Vacation Club & Christmas Club Accounts is $5.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does TruGrocer FCU Vacation Club & Christmas Club Accounts offer?
TruGrocer FCU Vacation Club & Christmas Club Accounts offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does TruGrocer FCU Vacation Club & Christmas Club Accounts charge?
TruGrocer FCU Vacation Club & Christmas Club Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- TruGrocer FCU Vacation Club & Christmas Club Accounts charges $2 every time you request a paper statement.
What features and perks does TruGrocer FCU Vacation Club & Christmas Club Accounts offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - TruGrocer FCU Vacation Club & Christmas Club Accounts allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to TruGrocer FCU Vacation Club & Christmas Club Accounts?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for TruGrocer FCU Vacation Club & Christmas Club Accounts?
The customer support email for TruGrocer FCU Vacation Club & Christmas Club Accounts is info@trugrocer.com.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
Closed