Last Updated: 04/18/2025
TruGrocer FCU Pay Advance Line of Credit
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
Up to $1,500
APR (Fixed APR)
18%(Verified 06/21/2024)
TruGrocer FCU Pay Advance Line of Credit Review
TruGrocer FCU Pay Advance Line of Credit is offered through TruGrocer Federal Credit Union, a credit union founded in 1965 and based in Boise, ID. TruGrocer FCU Pay Advance Line of Credit are available in 50 states and Washington, DC.
TruGrocer FCU Pay Advance Line of Credit FAQ
What APRs does TruGrocer FCU Pay Advance Line of Credit offer?
TruGrocer FCU Pay Advance Line of Credit offers an APR of 18% APR.
Does the TruGrocer FCU Pay Advance Line of Credit charge an origination fee?
Yes, TruGrocer FCU Pay Advance Line of Credit charges a line of credit origination fee .Does the TruGrocer FCU Pay Advance Line of Credit charge a cash advance fee?
Yes, TruGrocer FCU Pay Advance Line of Credit may charge a fee .Does TruGrocer FCU Pay Advance Line of Credit charge a late fee?
Yes, TruGrocer FCU Pay Advance Line of Credit may charge borrowers a late payment fee .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for TruGrocer FCU Pay Advance Line of Credit?
Applicants with a credit score that ranges above 560 may be eligible for TruGrocer FCU Pay Advance Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher. TruGrocer FCU Pay Advance Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by TruGrocer FCU Pay Advance Line of Credit.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
Does TruGrocer FCU Pay Advance Line of Credit report your account activity to credit bureaus?
Yes, TruGrocer FCU Pay Advance Line of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does TruGrocer Federal Credit Union perform a hard credit pull?
Yes, TruGrocer FCU Pay Advance Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for TruGrocer FCU Pay Advance Line of Credit
- Visit the TruGrocer FCU Pay Advance Line of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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