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  UBS Bank USA Savings Account
UBS Bank USA Savings Account
in Savings Accounts from UBS Bank USA · Member FDIC
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UBS Bank USA Savings Account

Unaffiliated
in Savings Accounts from UBS Bank USA · Member FDIC
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Highlights
Monthly Fee $4 - $5
APY (Annual Percentage Yield) 0.1% - 1.75%
Minimum Balance to Earn APY N/A

UBS Bank USA Savings Account Review

UBS Bank USA Savings Account is offered by UBS Bank USA, a bank founded in 1862 and based in Salt Lake City, UT. UBS Bank USA Savings Account are available in 50 states (and Washington, DC).

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 1.75%, which is much higher than the average interest rate for a savings account.
  • Charges a monthly fee. This account charges a monthly service fee of up to $5.

UBS savings account Pros & Cons

Pros Cons
  • Available in all 50 states.
  • High variable APY.
  • Access to physical branches.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Monthly service charge.

UBS savings account FAQ

Are savings accounts from UBS Bank USA federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does UBS Bank USA offer a signup bonus?

UBS savings account doesn't offer a signup bonus.

What is the minimum initial deposit for UBS savings account?

UBS Bank USA Savings Account Minimums
Description

What APY does UBS Bank USA Savings Account offer?

UBS savings account offers a variable APY starting at 0.1% and ranging up to 1.75% (APY stands for annual percentage yield, rates may change).

What fees does UBS savings account charge?

This account charges a monthly service fee of $4.

What features and perks does UBS savings account offer?

This savings account includes the following features:

  • Fraud monitoring - UBS savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - UBS savings account allows you to manage your money online or with a mobile app.

Can you set up a direct deposit to UBS savings account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for UBS savings account?

The customer support email for UBS savings account is mediarelations@ubs.com.

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Contact

Other Services by UBS Bank USA

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Monthly Fee $4 - $5
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Automatic Transfers
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) 0.1% - 1.75%

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