UBS Bank USA Checking Account
Would you recommend UBS Bank USA Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.01% - 0.25% |
| Monthly Fee | $0 - $95 |
| Minimum Balance to Avoid Monthly Fee | N/A |
UBS Bank USA Checking Account Review
UBS Bank USA Checking Account is offered by UBS Bank USA, a bank founded in 1862 and based in Salt Lake City, UT. UBS Bank USA Checking Account is available in 50 states (and Washington, DC).
Key Takeaways
- Higher than average APY. UBS Bank USA Checking Account has an annual percentage yield of up to .25%, which is higher than the national average interest rate on savings accounts.
- Charges a monthly fee. This account charges a monthly service fee of up to $95.
- Large minimum initial deposit. You need a minimum deposit of $5,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- No ATM fees. UBS Bank USA Checking Account does not charge fees on ATM transactions.
UBS checking account Pros & Cons
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UBS checking account FAQ
Are checking accounts from UBS Bank USA federally insured?
Yes, your UBS Bank USA checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does UBS checking account offer?
UBS checking account offers an APY starting at .01% and ranging up to .25% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | .01% - .25% |
What are the account minimums for UBS checking account?
UBS checking account requires a minimum initial deposit of $5,000 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $5,000 |
What fees does UBS checking account charge?
This account charges a monthly service fee of up to $95.
| Description | |
|---|---|
| Monthly Fee | $0 - $95 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $0 |
| Foreign Transaction Fee (Debit Card) | 3% |
| NSF Fee | $15 |
| Overdraft Item Fee | $15 |
| Overdraft Protection Fee (per transfer) | $0 |
| Returned Deposit Fee (Domestic) | $25 |
| Returned Deposit Fee (International) | $25 |
| Stop Payment Fee | $12 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| Paper Statement Fee | $1.70 |
| Online Bill Pay Fee | $0 |
| Check Copy | $2.50 |
| Debit Card Replacement Fee | $20 |
| Early Account Closure | $150 |
Does UBS checking account charge overdraft fees?
Yes, UBS checking account charges a $15 fee for every overdraft.What features and perks does UBS checking account offer?
This account includes the following features:
- Mobile Banking Services - UBS checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for UBS checking account?
The customer support email for UBS checking account is mediarelations@ubs.com.
Contact
- Headquarters
-
299 South Main Street, Ste 2275
Salt Lake City, UT 84111 USA - Visit Site
- Email Support
Other Services by UBS Bank USA
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Minimum Opening Deposit | Starting at $5,000 |
UBS Bank USA Checking Account Community Reviews
Would you recommend UBS Bank USA Checking Account to your friends?
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