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  United Nations FCU Membership Savings Account
United Nations FCU Membership Savings Account
in Savings Accounts from United Nations FCU
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United Nations FCU Membership Savings Account

Unaffiliated
in Savings Accounts from United Nations FCU
Net Recommendation Score -100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating

Rating not yet determined  

Monthly Fee N/A
APY (Annual Percentage Yield) 0.10% - 0.25%
Minimum Balance to Earn APY N/A

United Nations FCU Membership Savings Account Review

United Nations FCU Membership Savings Account is offered by United Nations FCU, founded in 1947 and based in Long Island City, NY. United Nations FCU Membership Savings Account is available in 51 states across the USA.

Key Takeaways
  • Higher than average APY. United Nations FCU Membership Savings Account has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts.
United Nations FCU Membership Savings Account Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Interest-yielding account.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Higher than average wire transfer fees.
United Nations FCU Membership Savings Account FAQ

Are savings accounts from United Nations FCU federally insured?

No, your United Nations FCU savings accounts are not insured by a federal insurance agency. This means that if United Nations FCU were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

Does United Nations FCU offer a signup bonus?

United Nations FCU Membership Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for United Nations FCU Membership Savings Account?

United Nations FCU Membership Savings Account Minimums
Description
Minimum Balance to Avoid Monthly Fee Starting at $50
Minimum Required Balance $50

What APY does United Nations FCU offer?

United Nations FCU Membership Savings Account offers an APY starting at 0.10% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).

What fees does United Nations FCU Membership Savings Account charge?

United Nations FCU Membership Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $50.

  • Outgoing domestic bank transfers come with a $35 fee.
  • Outgoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • United Nations FCU Membership Savings Account charges $2 every time you request a paper statement.

What features and perks does United Nations FCU Membership Savings Account offer?

This savings account includes the following features:

Can you set up a direct deposit to United Nations FCU Membership Savings Account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for United Nations FCU Membership Savings Account?

The customer support email for United Nations FCU Membership Savings Account is email@unfcu.com.

How do people rate the customer service and user experience of United Nations FCU Membership Savings Account?

Overall, United Nations FCU Membership Savings Account is strongly not recommended based on community reviews that rate customer service and user experience.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 3:00pm
  • Tuesday 9:00am - 3:00pm
  • Wednesday 9:00am - 3:00pm
  • Thursday 9:00am - 3:00pm
  • Friday 9:00am - 3:00pm
  • Saturday Closed

Other Services by United Nations FCU

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $50
Minimum Required Balance $50
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $25
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Outgoing) $40
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • U.S. Tax Identification Number
Bauer Financial A+/A Rating
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card
  • Automatic Transfers
  • Bauer Financial A+/A Rating
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) 0.10% - 0.25%

United Nations FCU Membership Savings Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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