United Nations FCU Membership Savings Account

United Nations FCU Membership Savings Account Review

United Nations FCU Membership Savings Account is offered by United Nations FCU, a credit union founded in 1947 and based in Long Island City, NY. United Nations FCU Membership Savings Account are available in 50 states (and Washington, DC).

Key Takeaways

• Higher than average APY. United Nations FCU Membership Savings Account has an annual percentage yield of up to 0.25%, which is higher than the average interest rate for savings accounts.
• No ATM fees. United Nations FCU Membership Savings Account does not charge fees on ATM transactions.
• ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).

United Nations FCU Membership Savings Account Pros & Cons

United Nations FCU Membership Savings Account FAQ

Are savings accounts from United Nations FCU federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does United Nations FCU offer a signup bonus?

United Nations FCU Membership Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for United Nations FCU Membership Savings Account?

What APY does United Nations FCU Membership Savings Account offer?

United Nations FCU Membership Savings Account offers a variable APY starting at 0.10% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).

What fees does United Nations FCU Membership Savings Account charge?

United Nations FCU Membership Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $50.

• Outgoing domestic bank transfers come with a $35 fee.
• Outgoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
• United Nations FCU Membership Savings Account charges $2 every time you request a paper statement.

What features and perks does United Nations FCU Membership Savings Account offer?

This savings account includes the following features:

• ATM reimbursement - This account provides ATM access and will reimburse you for the ATM fees charged by other networks.
• Fraud monitoring - United Nations FCU Membership Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
• Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - United Nations FCU Membership Savings Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to United Nations FCU Membership Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for United Nations FCU Membership Savings Account?

The customer support email for United Nations FCU Membership Savings Account is email@unfcu.com.