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  United Nations Federal Credit Union Membership Savings Account

United Nations Federal Credit Union Membership Savings Account

in Savings Accounts from United Nations FCU · ncua

Unaffiliated

United Nations Federal Credit Union Membership Savings Account

Unaffiliated

in Savings Accounts from United Nations FCU · Insured by NCUA

Net Recommendation Score -100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Monthly Fee N/A
APY (Annual Percentage Yield) 0.10% - 0.25%
APY Minimum Balance N/A

United Nations Federal Credit Union Membership Savings Account Review

United Nations Federal Credit Union Membership Savings Account is offered by United Nations FCU, a credit union founded in 1947 and based in Long Island City, NY. United Nations Federal Credit Union Membership Savings Account is available in 50 states (and Washington, DC).

Key Takeaways
  • Higher than average APY. United Nations Federal Credit Union Membership Savings Account has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts.
  • No ATM fees. United Nations Federal Credit Union Membership Savings Account does not charge fees on ATM transactions.
  • ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through United Nations FCU.
United Nations Federal Credit Union Membership Savings Account Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Dividend-yielding account
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Higher than average wire transfer fees.
United Nations Federal Credit Union Membership Savings Account FAQ

Are savings accounts from United Nations FCU federally insured?

Yes, your United Nations FCU savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does United Nations FCU offer a signup bonus?

United Nations Federal Credit Union Membership Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for United Nations Federal Credit Union Membership Savings Account?

United Nations Federal Credit Union Membership Savings Account Minimums
Description
Minimum Balance to Avoid Monthly Fee Starting at $50
Minimum Required Balance $50

What APY does United Nations FCU offer?

United Nations Federal Credit Union Membership Savings Account offers an APY starting at 0.10% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).

What fees does United Nations Federal Credit Union Membership Savings Account charge?

United Nations Federal Credit Union Membership Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $50.

  • Outgoing domestic bank transfers come with a $35 fee.
  • Outgoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • United Nations Federal Credit Union Membership Savings Account charges $2 every time you request a paper statement.

What features and perks does United Nations Federal Credit Union Membership Savings Account offer?

This savings account includes the following features:

  • ATM reimbursement - This account provides ATM access and will reimburse you for the ATM fees charged by other networks.
  • Fraud monitoring - United Nations Federal Credit Union Membership Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - United Nations Federal Credit Union Membership Savings Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to United Nations Federal Credit Union Membership Savings Account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for United Nations Federal Credit Union Membership Savings Account?

The customer support email for United Nations Federal Credit Union Membership Savings Account is email@unfcu.com.

How do people rate the customer service and user experience of United Nations Federal Credit Union Membership Savings Account?

Overall, United Nations Federal Credit Union Membership Savings Account is strongly not recommended based on community reviews that rate customer service and user experience.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 3:00pm
  • Tuesday 9:00am - 3:00pm
  • Wednesday 9:00am - 3:00pm
  • Thursday 9:00am - 3:00pm
  • Friday 9:00am - 3:00pm
  • Saturday Closed

Other Services by United Nations FCU

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $50
Minimum Required Balance $50
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $25
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Outgoing) $40
Bauer Financial A+/A Rating
Account Features
  • No ATM Fees
  • Branch Access
  • Insured by NCUA
  • Bauer Financial A+/A Rating
  • Automatic Transfers
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • ATM Reimbursement
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.10% - 0.25%

United Nations Federal Credit Union Membership Savings Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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