Last Updated: 04/18/2025
UVA Community Credit Union Roth IRA Share Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.15%(Verified 06/21/2024)
Minimum Opening Deposit
$100
Minimum Balance to Earn APY
$100
UVA Community Credit Union Roth IRA Share Account Review
UVA Community Credit Union Roth IRA Share Account is offered by University of Virginia Community Credit Union, a credit union founded in 1954 and based in Charlottesville, VA. UVA Community Credit Union Roth IRA Share Account are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.15%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- $100.00 minimum opening deposit. This is a typical minimum initial deposit.
UVA Community Credit Union Roth IRA Share Account Pros & Cons
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UVA Community Credit Union Roth IRA Share Account FAQ
Are savings accounts from University of Virginia Community Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does University of Virginia Community Credit Union offer a signup bonus?
UVA Community Credit Union Roth IRA Share Account doesn't offer a signup bonus.
What is the minimum initial deposit for UVA Community Credit Union Roth IRA Share Account?
The minimum deposit to open a UVA Community Credit Union Roth IRA Share Account is $100.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $100.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $100.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does UVA Community Credit Union Roth IRA Share Account offer?
UVA Community Credit Union Roth IRA Share Account offers an APY of 0.15% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does UVA Community Credit Union Roth IRA Share Account charge?
UVA Community Credit Union Roth IRA Share Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $20.00 fee.
- Outgoing international bank transfers come with a $50.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- An overdraft on your account will trigger a $32.00 fee per item.
Does UVA Community Credit Union Roth IRA Share Account charge overdraft fees?
Yes, UVA Community Credit Union Roth IRA Share Account charges a $32.00 overdraft fee. UVA Community Credit Union Roth IRA Share Account offers overdraft protection at a cost of $5.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does UVA Community Credit Union Roth IRA Share Account offer?
This savings account includes the following features:
Can you set up a direct deposit to UVA Community Credit Union Roth IRA Share Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for UVA Community Credit Union Roth IRA Share Account?
The customer support email for UVA Community Credit Union Roth IRA Share Account is contactus@uvaccu.com.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM