Last Updated: 04/18/2025
Vantage CU Holiday Club Savings Accounts
Unaffiliated
in Savings Accounts from Vantage Credit Union
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.25%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $0
Minimum Balance to Earn APY
N/A
Vantage CU Holiday Club Savings Accounts Review
Vantage CU Holiday Club Savings Accounts is offered by Vantage Credit Union, a credit union founded in 1957 and based in Weldon Spring, MO. Vantage CU Holiday Club Savings Accounts are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Higher than average APY. Vantage CU Holiday Club Savings Accounts has an annual percentage yield of up to 0.25%, which is higher than the average interest rate for savings accounts.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Vantage CU Holiday Club Savings Accounts does not charge fees on ATM transactions .
Vantage CU Holiday Club Savings Accounts Pros & Cons
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Vantage CU Holiday Club Savings Accounts FAQ
Are savings accounts from Vantage Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Vantage Credit Union offer a signup bonus?
Vantage CU Holiday Club Savings Accounts doesn't offer a signup bonus.
What is the minimum initial deposit for Vantage CU Holiday Club Savings Accounts?
There is no minimum deposit to open a Vantage CU Holiday Club Savings Accounts.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Vantage CU Holiday Club Savings Accounts offer?
Vantage CU Holiday Club Savings Accounts offers an APY of 0.25% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Vantage CU Holiday Club Savings Accounts charge?
Vantage CU Holiday Club Savings Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does Vantage CU Holiday Club Savings Accounts offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Vantage CU Holiday Club Savings Accounts allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Vantage CU Holiday Club Savings Accounts?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Vantage CU Holiday Club Savings Accounts?
The customer support email for Vantage CU Holiday Club Savings Accounts is info@vcu.com.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM