Vibe Credit Union High Yield Savings Account Reviews (2023)

Highlights
Monthly Fee	$0 (Verified 08/04/2023)
APY (Annual Percentage Yield)	0.75% - 3.04% (Verified 08/04/2023)
Minimum Balance to Earn APY	$5

Vibe Credit Union High Yield Savings Account Review

Vibe Credit Union High Yield Savings Account is offered by vibe credit union, a credit union founded in 1936 and based in Royal Oak, MI. Vibe Credit Union Savings are available in 50 states (and Washington, DC).

Key Takeaways

Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 3.04%, which is much higher than the average interest rate for a savings account. However, you must keep a minimum balance of $5 to earn that insterest rate.

Vibe Credit Union Savings Pros & Cons

Pros	Cons
Available in all 50 states. High variable APY. Insured by NCUA. Access to a nationwide network of ATMs.	Does not offer mobile check deposits. Does not come with a debit card No signup bonus.

Vibe Credit Union Savings FAQ

Are savings accounts from vibe credit union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Vibe Credit Union offer a signup bonus?

Vibe Credit Union Savings doesn't offer a signup bonus.

What is the minimum initial deposit for Vibe Credit Union Savings?

The minimum deposit to open a Vibe Credit Union Savings is $25.

Vibe Credit Union High Yield Savings Account Minimums
Description
Minimum Balance to Earn APY	$5
Minimum Opening Deposit	Starting at $25

What APY does Vibe Credit Union High Yield Savings Account offer?

Vibe Credit Union Savings offers a variable APY starting at 0.75% and ranging up to 3.04% (APY stands for annual percentage yield, rates may change).

What fees does Vibe Credit Union Savings charge?

Vibe Credit Union Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does Vibe Credit Union Savings offer?

This savings account includes the following features:

Mobile Banking Services - Vibe Credit Union Savings allows you to manage your money online or with a mobile app.
Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Vibe Credit Union Savings?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Vibe Credit Union Savings?

The customer support email for Vibe Credit Union Savings is contactus@vibecu.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.