Last Updated: 07/28/2025
Vibe Credit Union Visa Platinum Credit Card
Unaffiliated
from Vibe Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
8.99% - 16.99%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
8.99% - 16.99%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
N/A
Vibe Credit Union Visa Platinum Credit Card Review
This is a card issued by Vibe Credit Union. If you're wondering whether Vibe Credit Union Visa Platinum Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Vibe Credit Union Visa Platinum Credit Card has a variable regular purchase APR that ranges from 8.99% up to 16.99%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
Pros & Cons of Vibe Credit Union Credit Card
| The Good | The Bad |
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Vibe Credit Union Credit Card FAQ
Does Vibe Credit Union Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
What are the relevant APRs for Vibe Credit Union Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Vibe Credit Union Visa Platinum Credit Card has a variable purchase APR that ranges from 8.99% up to 16.99%. The card has a variable balance transfer APR that ranges from 8.99% up to 16.99%. It also has a variable cash advance APR that ranges from 8.99% up to 16.99%.
Does Vibe Credit Union Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 1.99% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 8.99% - 16.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 1.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Vibe Credit Union Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Vibe Credit Union Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
Does Vibe Credit Union Credit Card have a foreign transaction fee?
Vibe Credit Union Credit Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Vibe Credit Union Credit Card?
The customer service number for Vibe Credit Union Credit Card is (248) 735-9500.
What is the support contact email for Vibe Credit Union Credit Card?
The support contact email for Vibe Credit Union Credit Card is contactus@vibecu.com.
How do people rate the customer service and user experience of Vibe Credit Union Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Vibe Credit Union perform a hard credit pull?
Yes, Vibe Credit Union Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Vibe Credit Union Credit Card
- Visit the website of Vibe Credit Union Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 6:00PM
Tuesday
8:00AM - 6:00PM
Wednesday
8:00AM - 6:00PM
Thursday
8:00AM - 6:00PM
Friday
8:00AM - 6:00PM
Saturday
9:00AM - 12:00PM
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Learn MoreSuperMoney Net Recommendation Score
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