Last Updated: 04/18/2025
Waterbury CT Teachers FCU Head-Start Savings Account
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Savings Accounts
Filter & compare all your options in one place.
Highlights
APY (Annual Percentage Yield)
0.10% - 4.60%(Verified 06/21/2024)
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
$0
Waterbury CT Teachers FCU Head-Start Savings Account Review
Waterbury CT Teachers FCU Head-Start Savings Account is offered by Waterbury CT Teachers Federal Credit Union, a credit union founded in 1934 and based in Middlebury, CT. Waterbury CT Teachers FCU Head-Start Savings Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 4.60%, which is much higher than the average interest rate for a savings account.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5.00 to open an account.
Waterbury CT Teachers FCU Head-Start Savings Account Pros & Cons
| Pros | Cons |
|
|
Waterbury CT Teachers FCU Head-Start Savings Account FAQ
Are savings accounts from Waterbury CT Teachers Federal Credit Union federally insured?
No, your Waterbury CT Teachers Federal Credit Union savings accounts are not insured by a federal insurance agency. This means that if Waterbury CT Teachers Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
Does Waterbury CT Teachers Federal Credit Union offer a signup bonus?
Waterbury CT Teachers FCU Head-Start Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Waterbury CT Teachers FCU Head-Start Savings Account?
The minimum deposit to open a Waterbury CT Teachers FCU Head-Start Savings Account is $5.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Waterbury CT Teachers FCU Head-Start Savings Account offer?
Waterbury CT Teachers FCU Head-Start Savings Account offers a variable APY starting at 0.10% and ranging up to 4.60% (APY stands for annual percentage yield, rates may change).
What fees does Waterbury CT Teachers FCU Head-Start Savings Account charge?
Waterbury CT Teachers FCU Head-Start Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $20.00 fee.
- Incoming domestic bank transfers come with a $10.00 fee.
- Outgoing international bank transfers come with a $45.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $10.00 fee.
- An overdraft on your account will trigger a $35.00 fee per item.
- Waterbury CT Teachers FCU Head-Start Savings Account charges $5.00 every time you request a paper statement.
Does Waterbury CT Teachers FCU Head-Start Savings Account charge overdraft fees?
Yes, Waterbury CT Teachers FCU Head-Start Savings Account charges a $35.00 overdraft fee. Waterbury CT Teachers FCU Head-Start Savings Account offers overdraft protection at a cost of $3.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does Waterbury CT Teachers FCU Head-Start Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - Waterbury CT Teachers FCU Head-Start Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Waterbury CT Teachers FCU Head-Start Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Waterbury CT Teachers FCU Head-Start Savings Account?
The customer support email for Waterbury CT Teachers FCU Head-Start Savings Account is info@wctfcu.com.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed