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Home Equity Investment Companies
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Last Updated: 05/01/2025

Haus

in Home Equity Investment Companies from Haus Services Inc.

Last Updated: 05/01/2025

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Highlights

Credit Score Range

650 - 850
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Funding Range $

N/A

Funding Range %

0% - 80%
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Contract Term

10
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Haus Review

Haus is offered by Haus Services Inc. , a financial services company founded in 2015 and based in San Francisco, CA. Haus are available in 3 states.

Key Takeaways

  • Fair credit accepted. If you have a credit score of 650 or higher, you may qualify for a home equity agreement with Haus.
  • Discounted monthly payments. Instead of mortgage payments, you make a discounted monthly payment to Haus.
  • 10-year term. The investment has a contract term of 10 years, at which time you'll need to settle up with Haus.
  • Cash-out only. Existing homeowners can access up to 80% of their property's value.
  • Only available in select states. Haus is currently available in a limited number of states.

Haus Pros & Cons

Haus FAQ

How does the Haus product work?

A shared equity agreement (also called a shared appreciation agreement or home equity contract) is a way to sell a portion of the equity in your home to an investment company.
As a home equity loan alternative, the Haus product allows you to tap into your home equity without the monthly payments associated with traditional loans or HELOCs.
The transaction is secured by a lien on your property, but instead of paying interest or monthly payments, the investor receives a share of your home’s value when the agreement ends.

How much will Haus Services Inc. invest?

Haus Services Inc. offers equity investments ranging from 0% up to 80% of a property's value.

What are the costs associated with Haus?

Shared equity investments do not charge interest or require monthly payments.Instead, the investor earns a return based on the future value of your home. However, most investors will charge and appraisal fee and other third-party closing costs.

What are the terms for a shared equity agreement?

You can use the funds for up to 10 years.
When the term ends, you must settle the agreement by returning the investment, selling the home, refinancing, or partnering with the investor for another term.
Settlement is based on the original investment plus or minus the investor’s share of the home’s change in value.

How long does it take to close?

Haus does not disclose typical funding timelines.

What types of property are eligible?

Intended Use
  • Primary home
Property Type

    Is Haus Services Inc. a legit company?

    Haus Services Inc. was founded in 2015, it is a well-established company that has been in business for 11 years.
    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    Haus Disclosure: Haus is not a lender. Haus invests with owners, sharing some of the upside (or downside) if they sell. In exchange for sharing some equity, homeowners get real-time access to their equity and significantly lower monthly payments than with a bank. Your monthly payment with Haus replaces your mortgage payment.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Haus logo

    Message from Haus

    Haus is a technology company providing a more flexible and affordable way to own and manage your home. Rather than lending money like a bank, Haus invests with owners in their homes. This co-investment model offers real-time access to equity and significantly lower monthly payments, compared to a traditional mortgage. Haus allows homeowners to buy more equity anytime, building equity at an accelerated rate, or cash out, with funds delivered within days, not weeks. Homeowners may also terminate the contract early for any reason without fees.

    Contact

    Headquarters

    660 4th Street Suite 418
    San Francisco, CA 94107
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    Email Support

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