HomePace Home Equity Investments
HomePace Home Equity Investments
in Home Equity Investments from HomePace Inc

HomePace Home Equity Investments

in Home Equity Investments from HomePace Inc
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Shared Equity Use Case N/A
Investment Range $ Up to $250,000
Investment Range % N/A

HomePace Home Equity Investments Review

HomePace Home Equity Investments is offered by homepace, a financial services company founded in 2020 and based in Park City, UT. homepace are available in 50 states (and Washington, DC).

Key Takeaways

  • Fair credit accepted. If you have a credit score of 630 or higher, you may qualify for a shared equity agreement with HomePace Home Equity Investments.
  • Maximum investment of $250,000. Your actual offer will depend on the value of the home and how much equity you have in the property.
  • Long contract terms. HomePace Home Equity Investments offers a contract term of 15 years, which provides homeowners with plenty of flexibility. Most home equity investors have a maximum term of 10 years.

HomePace Home Equity Investments Pros & Cons

Pros Cons
  • Fair credit accepted. Considers credit scores as low as 630
  • Longer repayment periods.

HomePace Home Equity Investments FAQ

How does the HomePace Home Equity Investments product work?

A shared equity agreement (also called home equity contract) is essentially a way to sell a portion of the equity in your home to an investment company.

HomePace Home Equity Investments will have a lien on the property (just like a mortgage does), but since it's not a loan you won't be paying HomePace Home Equity Investments interest or a monthly payment. Instead HomePace Home Equity Investments gets paid a share of your home's value when the contract ends, which typically occurs when you decide to sell your home or buy HomePace Home Equity Investments out. For example, HomePace Home Equity Investments might provide you with a cash investment today equal to 10% of your home's current value in exchange for 16% of your home's future value when you sell.

How much will HomePace Inc invest into a shared equity agreement?

The HomePace Home Equity Investments program offers equity investments that are a perentage of the property's value, but they do not disclose their equity investment percent range. As you might expect, HomePace Inc has a cap on the amount of funding they will invest in a single home. The most HomePace Inc can invest in a single home is $250,000.

HomePace Home Equity Investments Terms & Requirements
Investment Term Amount

What are the costs associated with HomePace Home Equity Investments?

Unlike loans, the cost associated with an HomePace Inc investment is not based on an interest rate. There are no monthly payments or accrued interest. Instead, HomePace Inc shares in the future value of your property and typically only receives a return on its investment when you sell your home or decide to buy HomePace Inc out. The percentage of your home’s value that HomePace Inc shares when the contract ends is larger than the percentage of HomePace Inc's investment in your home. Therefore, HomePace Inc will make a profit if your home’s value does not change. If your home’s value increases, HomePace Inc will make a larger profit. If the value drops, HomePace Inc will make a smaller profit, or might incur a loss.

How long does it take to close a deal with HomePace Inc?

HomePace Home Equity Investments does not disclose how long it typically takes to approve and fund a shared equity agreement.

What types of property does HomePace Inc consider?

Shared equity investors often have restrictions on the type of properties they will invest in. HomePace Home Equity Investments will consider shared equity agreements secured by the following property types:

  • Investment properties.

Is HomePace Inc a legit company?

HomePace Home Equity Investments was founded in 2020. It is an established company that has been in business for 3 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

About HomePace Home Equity Investments


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Age 18
Credit Score Range 630 - 850
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Intended Use Investment
Joint Loan Applications Accepted
  • Individual Applications
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Contract Term Up to 15
Investment Range $ Up to $250,000

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