
iHELP Private Student Loan
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Community Rating |
Rating not yet determined |
Loan Amount | $10,000 - $250,000 |
Fixed APR | 7.56% - 11.01% |
Variable APR | 4.94% - 9.42% |
iHELP Private Student Loan Review
iHELP Private Student Loan is offered by iHELP, a financial services company founded in 1978 and based in Aberdeen, SD. iHELP Private Student Loan are available in 50 states (and Washington, DC).
iHELP Private Student Loan FAQ
What rates does iHELP Private Student Loan offer for in-school private student loan?
iHELP Private Student Loan has a variable APR that ranges from 4.94% up to 9.42%.
It offers a fixed APR that ranges from 7.56% up to 11.01%.
Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.
How much can you borrow from iHELP Private Student Loan?
Available loan amounts may vary by applicant but iHELP Private Student Loan has a minimum loan amount of 10K and offers loans up to 250K.
Does iHELP Private Student Loan charge an origination fee?
No, iHELP Private Student Loan does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does iHELP Private Student Loan charge prepayment fees?
No, iHELP Private Student Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
What terms does iHELP Private Student Loan offer?
iHELP Private Student Loan provides repayment terms ranging from 5 to 20 years.
What type of borrowers will iHELP Private Student Loan consider?
iHELP Private Student Loan considers loans applications from:
- undergraduate students
- graduate students
What do you need to qualify for iHELP Private Student Loan?
iHELP Private Student Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.To qualify for private student loans with iHELP Private Student Loan, applicants need a minimum annual income of $24,000 or higher. iHELP Private Student Loan only considers borrowers who are employed and meet the minimum income requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by iHELP Private Student Loan.
Is iHELP a legit company?
iHELP was founded in 1978, it is a well-established company that has been in business for 45 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Message From Our Editor
Contact
- Headquarters
-
105 1st Ave SE
Aberdeen, SD 57401 USA - (800) 645-7404
- Visit Site
- Email Support
Other Services by iHELP
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
No Interest Grace Period for Late Payment | 6 days |
No Origination Fee | |
No Prepayment Fee |
iHELP Private Student Loan Community Reviews
Would you recommend iHELP Private Student Loan to your friends?
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