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Private Student Loans
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Last Updated: 04/18/2025

Royal Credit Union Private Student Loans

in Private Student Loans from Royal Credit Union

Last Updated: 04/18/2025

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Highlights

Fixed APR

N/A

Variable APR

8.25% - 13.25%

Amount Range

$2,000 - $80,000
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Royal Credit Union Private Student Loans Review

Royal Credit Union Private Student Loans is offered by Royal Credit Union, a credit union founded in 1964 and based in Eau Claire, WI. Royal Credit Union Private Student Loans are available in 2 states.

Royal Credit Union Private Student Loans FAQ

What rates does Royal Credit Union Private Student Loans offer for in-school private student loan?

Royal Credit Union Private Student Loans has a variable APR that ranges from 8.25% up to 13.25% .

How much can you borrow from Royal Credit Union Private Student Loans?

Available loan amounts may vary by applicant but Royal Credit Union Private Student Loans has a minimum loan amount of $2K and offers loans up to $80K.

Does Royal Credit Union Private Student Loans charge an origination fee?

No, Royal Credit Union Private Student Loans does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Royal Credit Union Private Student Loans charge prepayment fees?

Yes, Royal Credit Union Private Student Loans charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What terms does Royal Credit Union Private Student Loans offer?

Royal Credit Union Private Student Loans provides repayment terms ranging from to 12 years.

What type of borrowers will Royal Credit Union Private Student Loans consider?

Royal Credit Union Private Student Loans considers loans applications from:

    What do you need to qualify for Royal Credit Union Private Student Loans?

    Royal Credit Union Private Student Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
    Royal Credit Union Private Student Loans does not have or does not disclose a minimum annual income eligibility requirement.
    U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Royal Credit Union Private Student Loans.
    To qualify, applicants may need to provide the following documentation:
    • Driver's license or other government photo ID
    • Proof of identity
    • Proof of citizenship or residence permit

    Is Royal Credit Union a legit company?

    Royal Credit Union was founded in 1964, it is a well-established company that has been in business for 62 years.
    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    200 Riverfront Terrace
    Eau Claire, WI 54703
    (800) 341-9911
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    8:30AM - 7:00PM
    Tuesday
    8:30AM - 7:00PM
    Wednesday
    8:30AM - 7:00PM
    Thursday
    8:30AM - 7:00PM
    Friday
    8:30AM - 7:00PM
    Saturday
    8:30AM - 2:00PM

    Other Services by Royal Credit Union