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Ascent - Non-Cosigned Student Loans

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Net Recommendation Score +75  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +75, equating to 4.5 on a 5 point rating scale.

+75

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Loan Amount $2,001 - $20,000
Fixed APR 10.20% - 16.75%
Variable APR 8.79% - 14.98%

Ascent - Non-Cosigned Student Loans Review

Ascent - Non-Cosigned Student Loans is offered by Ascent Funding LLC, founded in 2016 and based in San Diego, CA. It is made possible by a bank partnership with Bank of Lake Mills. Ascent - Non-Cosigned Student Loans is available in 50 states (and Washington, DC).

Ascent - Non-Cosigned Student Loans FAQ

What rates does Ascent - Non-Cosigned Student Loans offer for in-school private student loan?

Ascent - Non-Cosigned Student Loans has a variable APR that ranges from 8.79% up to 14.98%.

It offers a fixed APR that ranges from 10.20% up to 16.75%.

Rate is quoted with autopay discount*.

Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.

How much can you borrow from Ascent - Non-Cosigned Student Loans?

Available loan amounts may vary by applicant but Ascent - Non-Cosigned Student Loans has a minimum loan amount of 2.001K and offers loans up to 20K.

Does Ascent - Non-Cosigned Student Loans charge an origination fee?

No, Ascent - Non-Cosigned Student Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Ascent - Non-Cosigned Student Loans charge prepayment fees?

No, Ascent - Non-Cosigned Student Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Ascent - Non-Cosigned Student Loans offer?

Ascent - Non-Cosigned Student Loans provides repayment terms ranging from 5 to 15 years.

What type of borrowers will Ascent - Non-Cosigned Student Loans consider?

Ascent - Non-Cosigned Student Loans considers loans applications from:

  • undergraduate students
  • graduate students

What do you need to qualify for Ascent - Non-Cosigned Student Loans?

Applicants with a credit score of at least 540 and up to 850 may be eligible for Ascent - Non-Cosigned Student Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

To qualify for private student loans with Ascent - Non-Cosigned Student Loans, applicants need a minimum annual income of $24,000 or higher. Ascent - Non-Cosigned Student Loans only considers borrowers who are employed and meet the minimum income requirement.

U.S. citizens are, of course, eligible for the services offered by Ascent - Non-Cosigned Student Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Proof of citizenship or residence permit

Is Ascent Funding LLC a legit company?

Ascent - Non-Cosigned Student Loans was founded in 2016. It is an established company that has been in business for 6 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

Ascent - Non-Cosigned Student Loans Disclosure: Ascent Student Loans are funded by Bank of Lake Mills, Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations; and terms and conditions may apply. For Ascent Terms and Conditions please visit: www.AscentFunding.com/Ts&Cs. Rates are effective as of 11/14/2022 and reflect an automatic payment discount of either 0.25% (for credit-based loans) OR 1.00% (for undergraduate outcomes-based loans). Automatic Payment Discount is available if the borrower is enrolled in automatic payments from their personal checking account and the amount is successfully withdrawn from the authorized bank account each month. For Ascent rates and repayment examples please visit: AscentFunding.com/Rates. 1% Cash Back Graduation Reward subject to terms and conditions. Cosigned Credit-Based Loan student must meet certain minimum credit criteria. The minimum score required is subject to change and may depend on the credit score of your cosigner. Lowest APRs require interest-only payments, the shortest loan term, and a cosigner, and are only available to our most creditworthy applicants and cosigners with the highest average credit scores. View Ascent - Non-Cosigned Student Loans's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Ascent - Non-Cosigned Student Loans

Ascent gives students even more ways to earn money for college. Ascent is giving away over $80,000 in scholarships this year! Students can easily enter for a chance to win – NO ESSAY required. Ascent also helps students pay for college with their Refer A Friend Program. You can earn up to $525 for each friend you refer!

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About Ascent - Non-Cosigned Student Loans

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View all private student loans offered by Ascent Funding LLC

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Application Fee $0
No Origination Fee
No Prepayment Fee
Co-signing Allowed
Cosigner Optional
Credit Score Range 540 - 850
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Age 18
Minimum Annual Income $24,000
Verification Documents Required
  • Proof of citizenship/residence (Green Card)
  • Proof of Income
Cosigner Release Period 24 months
Payment Options
  • Automatic Payments
  • Check by mail
  • Bank Transfer
Loan Term 5 - 15 years
Fixed APR 10.20% - 16.75%
Variable APR 8.79% - 14.98%
Loan Amount $2,001 - $20,000

Ascent - Non-Cosigned Student Loans Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +75, equating to 4.5 on a 5 point rating scale.

+75

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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