Last Updated: 04/18/2025
Navient Student Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Fixed APR
4.59% - 7.99%
Variable APR
4.59% - 7.99%
Amount Range
$5,000 - $500,000
Navient Student Loans Review
Navient Student Loans is offered by Navient Corporation, a financial services company founded in 2014 and based in Wilmington, DE. Navient Student Loans are available in 50 states and Washington, DC.
Navient Student Loans FAQ
What rates does Navient Student Loans offer for in-school private student loan?
Navient Student Loans has a variable APR that ranges from 4.59% up to 7.99% .
It offers a fixed APR that ranges from 4.59% up to 7.99% .
Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.
How much can you borrow from Navient Student Loans?
Available loan amounts may vary by applicant but Navient Student Loans has a minimum loan amount of $5K and offers loans up to $500K.
Does Navient Student Loans charge an origination fee?
Yes, Navient Student Loans charges a loan origination fee .
Does Navient Student Loans charge prepayment fees?
Yes, Navient Student Loans charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
What terms does Navient Student Loans offer?
Navient Student Loans provides repayment terms ranging from 5 to 20 years.
What type of borrowers will Navient Student Loans consider?
Navient Student Loans considers loans applications from:
What do you need to qualify for Navient Student Loans?
Navient Student Loans does not require or does not disclose a credit score minimum. Navient Student Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Navient Student Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
Is Navient Corporation a legit company?
Navient Corporation was founded in 2014, it is a well-established company that has been in business for 12 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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