Last Updated: 04/18/2025
West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Fixed APR
4.50% - 15.49%
Variable APR
6.37% - 16.70%
Amount Range
Starting at $1,000
West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students Review
West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students is offered by West Metro Schools Credit Union, a credit union founded in 2008 and based in Hopkins, MN. West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students are available in 50 states and Washington, DC.
West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students FAQ
What rates does West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students offer for in-school private student loan?
West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students has a variable APR that ranges from 6.37% up to 16.70% .
It offers a fixed APR that ranges from 4.50% up to 15.49% .
Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.
How much can you borrow from West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students?
Available loan amounts may vary by applicant but West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students has a minimum loan amount of $1K
Does West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students charge an origination fee?
No, West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students charge prepayment fees?
No, West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
What terms does West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students offer?
West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students provides repayment terms ranging from 10 to 15 years.
What type of borrowers will West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students consider?
West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students considers loans applications from:
What do you need to qualify for West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students?
West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students does not require or does not disclose a credit score minimum. West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by West Metro Schools Credit Union Sallie Mae® Smart Option Student Loan for Undergraduate Students. An uncommon feature is for lenders to offer their services to non-residents. West Metro Schools Credit Union is one of the few that does.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
Is West Metro Schools Credit Union a legit company?
West Metro Schools Credit Union was founded in 2008, it is a well-established company that has been in business for 18 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed
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Other Private Student Loans from West Metro Schools Credit Union
Rating not yet determined
Fixed APR
8.05%
Variable APR
N/A
Amount Range
N/A
Rating not yet determined
Fixed APR
4.99% - 14.48%
Variable APR
6.87% - 16.47%
Amount Range
Starting at $1,000
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