Credit History
A credit history is a record of an individual's or business's credit activity, including information about their borrowing and repayment habits. This history is used by lenders to assess a borrower's creditworthiness, or their ability to repay a loan. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to credit history.

Credit Control: Strategies, Types, and Real-World Scenarios
SuperMoney Team

Charge Cards: Meaning and How to Use
SuperMoney Team

Over-Limit Fees: Definition, Impact, and Smart Strategies
Silas Bamigbola

Precision Score: Definition, How it Works and Calculation
SuperMoney Team

Judgmental Credit Analysis: What it is and How it Works
SuperMoney Team

Adverse Action: Understanding, Examples, and Strategies
SuperMoney Team

Thin File: Understanding, Building, and Examples
Silas Bamigbola

Subprime Borrower: Navigating Challenges with Examples and Solutions
SuperMoney Team

Loan Application Fees: Explained, Cost Savings, and Real-Life Scenarios
SuperMoney Team

Qualification Ratios: How It Works, Calculating, and Examples
SuperMoney Team
Learn About Credit History

Payday Loan Alternatives: Can They Help Improve Your Credit Score?
Andrew Latham

My Car Loan Was Charged Off But I Still Have The Car
Benjamin Locke

What Is The Max Credit Score You Can Achieve?
Benjamin Locke

When Were Credit Scores Invented?
Benjamin Locke

Credit Saint Vs Lexington Law Comparison 2026 Update
Benjamin Locke

NetCredit vs CreditNinja: Which Bad Credit Loan Is the Better Choice?
Andrew Latham

CreditNinja vs OppLoans: Which Lender Is Right for You?
Andrew Latham

Annual Income For Credit Card Applications: (2026 Playbook)
Benjamin Locke

How Long Do Closed Accounts Stay on Your Credit Report?
Andrew Latham

How Long Do Credit Inquiries Stay on Your Credit Report (and How Many Points Will It Cost You)?
Lacey Stark

How Long Do Collections Stay on Your Credit Report?
Andrew Latham

How Long Does a Charge-Off Stay on Your Credit Report?
Andrew Latham

How Long Do Late Payments Stay on Your Credit Report?
Andrew Latham

What Happens If You Don't Pay Medical Bills?
Andrew Latham

How to Remove CBSI Collections from Your Report, 2026
Silas Bamigbola

California Debt Relief Guide 2026
Lacey Stark