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Credit Reporting Agencies

Credit reporting agencies are companies that collect and maintain information on the credit histories and creditworthiness of consumers. Credit reporting agencies, also known as credit bureaus or credit reference agencies, use this information to create credit reports and credit scores, which are used by lenders, landlords, and other organizations to assess the credit risk of potential customers. Continue Reading Below  

About Credit Reporting Agencies

Credit reporting agencies are companies that collect and maintain information on the credit histories and creditworthiness of consumers. Credit reporting agencies, also known as credit bureaus or credit reference agencies, use this information to create credit reports and credit scores, which are used by lenders, landlords, and other organizations to assess the credit risk of potential customers. There are four major credit reporting agencies in the United States: Equifax, Experian, TransUnion, and Innovis.
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