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Credit History

A credit history is a record of an individual's or business's credit activity, including information about their borrowing and repayment habits. This history is used by lenders to assess a borrower's creditworthiness, or their ability to repay a loan. Continue Reading Below

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Encyclopedia Articles

Discover the definition of financial terms related to credit history.

Underwriting Standards: Definition, Implementation, and Real-world Examples Thumbnail

Underwriting Standards: Definition, Implementation, and Real-world Examples

SuperMoney Team

Understanding Creditors: Roles and Consequences When Creditors Aren't Paid Thumbnail

Understanding Creditors: Roles and Consequences When Creditors Aren't Paid

Silas Bamigbola

What Is a Credit Limit? How It's Set, How It Affects Your Credit Score Thumbnail

What Is a Credit Limit? How It's Set, How It Affects Your Credit Score

Andrew Latham

Revolving Credit Explained: How It Works, Types, and Examples Thumbnail

Revolving Credit Explained: How It Works, Types, and Examples

SuperMoney Team

What Is a Credit Inquiry? Hard vs. Soft Pulls Explained Thumbnail

What Is a Credit Inquiry? Hard vs. Soft Pulls Explained

Andrew Latham

Credit Scoring: Definition, Working, and Real-Life Examples Thumbnail

Credit Scoring: Definition, Working, and Real-Life Examples

SuperMoney Team

Pre-Approval: What It Is, How It Works, and Why It Matters Thumbnail

Pre-Approval: What It Is, How It Works, and Why It Matters

Andrew Latham

What Is Credit Mix? How Account Diversity Affects Your Credit Score Thumbnail

What Is Credit Mix? How Account Diversity Affects Your Credit Score

Andrew Latham

What Is Credit Utilization? How It Affects Your Credit Score and How to Lower It Thumbnail

What Is Credit Utilization? How It Affects Your Credit Score and How to Lower It

Andrew Latham

Balance Transfer: Definition, How It Works, and Key Terms Thumbnail

Balance Transfer: Definition, How It Works, and Key Terms

Andrew Latham

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Learn About Credit History

Thumbnail for Blog Article: Payday Loan Alternatives: Can They Help Improve Your Credit Score?

Payday Loan Alternatives: Can They Help Improve Your Credit Score?

Andrew Latham

Thumbnail for Blog Article: My Car Loan Was Charged Off But I Still Have The Car

My Car Loan Was Charged Off But I Still Have The Car

Benjamin Locke

Thumbnail for Blog Article: What Is The Max Credit Score You Can Achieve?

What Is The Max Credit Score You Can Achieve?

Benjamin Locke

Thumbnail for Blog Article: When Were Credit Scores Invented?

When Were Credit Scores Invented?

Benjamin Locke

Thumbnail for Blog Article: Credit Saint Vs Lexington Law Comparison 2026 Update

Credit Saint Vs Lexington Law Comparison 2026 Update

Benjamin Locke

Thumbnail for Blog Article: NetCredit vs CreditNinja: Which Bad Credit Loan Is the Better Choice?

NetCredit vs CreditNinja: Which Bad Credit Loan Is the Better Choice?

Andrew Latham

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About Credit History

A credit history is a record of an individual's or business's credit activity, including information about their borrowing and repayment habits. This history is used by lenders to assess a borrower's creditworthiness, or their ability to repay a loan.