Credit Reporting Agencies
Credit reporting agencies are companies that collect and maintain information on the credit histories and creditworthiness of consumers. Credit reporting agencies, also known as credit bureaus or credit reference agencies, use this information to create credit reports and credit scores, which are used by lenders, landlords, and other organizations to assess the credit risk of potential customers. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to credit reporting agencies.
What Is Credit Utilization? How It Affects Your Credit Score and How to Lower It
Andrew Latham
What Is a Credit Builder Loan?
Allison Martin
Exploring FACTA: What It Is, Key Provisions and Why It Matters
SuperMoney Team
Trade Lines: How They Work, Types, and Examples
Silas Bamigbola
Debt Purchasers: Who are they and what do they do?
SuperMoney Team
Nonaccrual Loans: Definition, Examples, and Implications
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Beacon Score: Definition, Evolution, and Real-World Impact
Silas Bamigbola
Credit Reports: What They Are, How to Use Them, and Their Impact on Your Finances
Alessandra Nicole
Credit Monitoring: Definition, Benefits, and Examples
SuperMoney Team
Account Inquiries: Definition, Impact, and Examples
SuperMoney Team
Learn About Credit Reporting Agencies
How Long Do Collections Stay on Your Credit Report?
Andrew Latham
How Long Does a Charge-Off Stay on Your Credit Report?
Andrew Latham
What Happens If You Don't Pay Medical Bills?
Andrew Latham
How to Remove CBSI Collections from Your Report, 2026
Silas Bamigbola
Get American Recovery Service Inc. Off Your Credit Report
Silas Bamigbola
Clearing American Profit Recovery from Your Credit Record
Silas Bamigbola
Clear Stoneleigh Recovery Associates from Your Credit Report
Silas Bamigbola
CBJ Credit Recovery: How to Dispute and Remove It
Silas Bamigbola
How to Remove Systematic National Collections (SNC) from Your Report
Silas Bamigbola
Steps to Remove SCA Collections from Your Credit Report
Silas Bamigbola
How to Remove McNeil and Meyers from Your Credit Report
Silas Bamigbola
Guide to Removing Financial Credit Network From Your Credit Report
Silas Bamigbola
How to Remove Hard Inquiries From Your Credit Report (2026)
Paul Sisolak
What Credit Score Do You Need to Buy a House?
Andrew Latham
Missed a Credit Card Payment? Here's What Happens and What to Do
Audrey Henderson
Can a Bank Close Your Checking Account? Here's What to Know
Andrew Latham