Home Equity Loans
A home equity loan is a type of loan that allows you to borrow money using the equity in your home as collateral. With a home equity loan, you borrow a lump sum of money upfront and repay it over time with fixed monthly payments. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to home equity loans.

What is a Home Equity Investment Agreement (HEA/HEI)?
Andrew Latham

What Is Collateral? How It Works in Loans and Why It Matters
Andrew Latham

What Is Home Equity? How It Builds and How to Access It
Andrew Latham

What Is a Subordinate Mortgage?
David Hodges

What Is a Piggyback Loan (80/10/10 Mortgage) and How Does It Work?
Andrew Latham

What is Leverage in Real Estate?
Cara Corey

What Is Real Estate Investing? A Homeowner’s Guide to Building Wealth Through Property
Andrew Latham

What Is a Reverse Annuity Mortgage — How Does It Work?
Camilla Smoot

Shared Appreciation Mortgages: The Good, The Bad, and Tax Implications
David Hodges

Property Liens: What They Are and How They Work.
SuperMoney Team
Learn About Home Equity Loans

What Happens When an HEI/HEA Term Ends?
Andrew Latham

How Do HEI/HEA Agreements Work?
Andrew Latham

Home Equity Investment vs HELOC: Which Is Better for Accessing Your Equity?
Andrew Latham

Pros and Cons of a Home Equity Investment
Andrew Latham

Free Financial Calculators: Mortgage, Retirement & Home Equity
Andrew Latham

Best Loans for Real Estate Investors: Top Financing Options to Build Your Portfolio
Andrew Latham

HELOC Closing Costs and Fees Explained: What to Expect Before You Borrow
Andrew Latham

HELOC vs Personal Loan: Which Is Better for Major Expenses?
Andrew Latham

Best HELOC Alternatives for 2026: Smarter Ways to Tap Home Equity
Andrew Latham

How to Refinance or Pay Off a HELOC Early: Smarter Ways to Manage Your Home Equity Debt
Andrew Latham

Using a HELOC for Renovations or Repairs: Smart Financing for Homeowners and Investors
Andrew Latham

Using a HELOC to Buy an Investment Property: Smart Strategies for Homeowners
Andrew Latham

How To Finance Multiple Rental Properties
Tiffany Hsu

Hometap vs Home Equity Loan: Which Option Is Better for Tapping Equity?
Andrew Latham

Hometap vs HELOC: Which Home Equity Option Is Right for You?
Andrew Latham

Cash-Out Refinance for Major Purchases or Emergency Funds: Smart Uses & Safer Alternatives
Andrew Latham