Home Equity Loans
A home equity loan is a type of loan that allows you to borrow money using the equity in your home as collateral. With a home equity loan, you borrow a lump sum of money upfront and repay it over time with fixed monthly payments. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to home equity loans.

What is a Home Equity Investment Agreement (HEA/HEI)?
Andrew Latham

What Is Collateral? How It Works in Loans and Why It Matters
Andrew Latham

What Is Home Equity? How It Builds and How to Access It
Andrew Latham

What Is a Subordinate Mortgage?
David Hodges

What Is a Piggyback Loan (80/10/10 Mortgage) and How Does It Work?
Andrew Latham

What is Leverage in Real Estate?
Cara Corey

What Is Real Estate Investing? A Homeowner’s Guide to Building Wealth Through Property
Andrew Latham

What Is a Reverse Annuity Mortgage — How Does It Work?
Camilla Smoot

Shared Appreciation Mortgages: The Good, The Bad, and Tax Implications
David Hodges

Property Liens: What They Are and How They Work.
SuperMoney Team
Learn About Home Equity Loans

What Happens When an HEI/HEA Term Ends?
Andrew Latham

How Do HEI/HEA Agreements Work?
Andrew Latham

Home Equity Investment vs HELOC: Which Is Better for Accessing Your Equity?
Andrew Latham

Pros and Cons of a Home Equity Investment
Andrew Latham

Free Financial Calculators: Mortgage, Retirement & Home Equity
Andrew Latham

Best Loans for Real Estate Investors: Top Financing Options to Build Your Portfolio
Andrew Latham

VA Cash-Out Refinance 2026: How It Works, Who Qualifies, and Smart Ways to Use Your Equity
Andrew Latham

VA IRRRL (Streamline Refinance) Explained 2026: Lower Your VA Mortgage Rate with Less Paperwork
Andrew Latham

VA Loan Limits by County 2026: How Much Can You Borrow?
Andrew Latham

FHA Loan Income and Employment Requirements: What You Need to Qualify
Andrew Latham

HUD Adds Two New Rules for Reverse Mortgages
Ben Luthi

Options When A Spouse Dies With A Reverse Mortgage
Benjamin Locke

Reverse Mortgage Fees: 5 Fees to Look Out For (With Estimates)
Andrew Latham

Reverse Mortgage Pros And Cons
Benjamin Locke

How to Repay a Reverse Mortgage and Exit Without Losing Your Home
Andrew Latham

Reverse Mortgage for Seniors with an Existing Mortgage: Can You Still Qualify?
Andrew Latham