Home Equity Loans
A home equity loan is a type of loan that allows you to borrow money using the equity in your home as collateral. With a home equity loan, you borrow a lump sum of money upfront and repay it over time with fixed monthly payments. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to home equity loans.

What is a Home Equity Investment Agreement (HEA/HEI)?
Andrew Latham

What Is Collateral? How It Works in Loans and Why It Matters
Andrew Latham

What Is Home Equity? How It Builds and How to Access It
Andrew Latham

What Is a Subordinate Mortgage?
David Hodges

What Is a Piggyback Loan (80/10/10 Mortgage) and How Does It Work?
Andrew Latham

What is Leverage in Real Estate?
Cara Corey

What Is Real Estate Investing? A Homeowner’s Guide to Building Wealth Through Property
Andrew Latham

What Is a Reverse Annuity Mortgage — How Does It Work?
Camilla Smoot

Shared Appreciation Mortgages: The Good, The Bad, and Tax Implications
David Hodges

Property Liens: What They Are and How They Work.
SuperMoney Team
Learn About Home Equity Loans

What Happens When an HEI/HEA Term Ends?
Andrew Latham

How Do HEI/HEA Agreements Work?
Andrew Latham

Home Equity Investment vs HELOC: Which Is Better for Accessing Your Equity?
Andrew Latham

Pros and Cons of a Home Equity Investment
Andrew Latham

Free Financial Calculators: Mortgage, Retirement & Home Equity
Andrew Latham

Best Loans for Real Estate Investors: Top Financing Options to Build Your Portfolio
Andrew Latham

How Long Does a Cash-Out Refinance Take? Timeline, Delays & Speed-Up Tips
Andrew Latham

Cash-Out Refinance for Investment Property: Rules, Limits, and Smarter Alternatives
Andrew Latham

IRS Rules on Cash-Out Refinance Interest Deductions (2026 Guide)
Andrew Latham

Cash-Out Refinance for Home Improvements: Costs, Tax Rules & Alternatives (2026)
Andrew Latham

Aspire vs Splitero Home Equity Investment Comparison in 2026
Andrew Latham

Aspire vs Unlock: Which Home Equity Investment Platform Comes Out on Top in 2026
Andrew Latham

Aspire vs Point: Comparing Home Equity Investment Options in 2026?
Andrew Latham

Unison vs. Hometap: Complete Comparison of Home Equity Investment Options
Andrew Latham

Unlock vs Unison: A Side-by-Side Comparison of Shared Equity Plans
Andrew Latham

Unlock vs. Point: Which Home Equity Sharing Option Is Right for You?
Andrew Latham