Home Equity Loans
A home equity loan is a type of loan that allows you to borrow money using the equity in your home as collateral. With a home equity loan, you borrow a lump sum of money upfront and repay it over time with fixed monthly payments. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to home equity loans.

What is a Home Equity Investment Agreement (HEA/HEI)?
Andrew Latham

What Is Collateral? How It Works in Loans and Why It Matters
Andrew Latham

What Is Home Equity? How It Builds and How to Access It
Andrew Latham

What Is a Subordinate Mortgage?
David Hodges

What Is a Piggyback Loan (80/10/10 Mortgage) and How Does It Work?
Andrew Latham

What is Leverage in Real Estate?
Cara Corey

What Is Real Estate Investing? A Homeowner’s Guide to Building Wealth Through Property
Andrew Latham

What Is a Reverse Annuity Mortgage — How Does It Work?
Camilla Smoot

Shared Appreciation Mortgages: The Good, The Bad, and Tax Implications
David Hodges

Property Liens: What They Are and How They Work.
SuperMoney Team
Learn About Home Equity Loans

What Happens When an HEI/HEA Term Ends?
Andrew Latham

How Do HEI/HEA Agreements Work?
Andrew Latham

Home Equity Investment vs HELOC: Which Is Better for Accessing Your Equity?
Andrew Latham

Pros and Cons of a Home Equity Investment
Andrew Latham

Free Financial Calculators: Mortgage, Retirement & Home Equity
Andrew Latham

Best Loans for Real Estate Investors: Top Financing Options to Build Your Portfolio
Andrew Latham

Reverse Mortgage for Retirement Planning: Turning Home Equity Into Income
Andrew Latham

Reverse Mortgage Credit and Income Requirements: What Lenders Look For
Andrew Latham

Reverse Mortgage Costs and Fees: What You’ll Pay and How to Lower It
Andrew Latham

How Reverse Mortgages Work: Step-by-Step Guide for Homeowners 62+
Andrew Latham

Cash-Out Refinance After Divorce: How to Buy Out Your Ex and Keep the Home
Andrew Latham

Cash-Out Refinance for Retirement Planning: Turning Home Equity Into Financial Security
Andrew Latham

Cash-Out Refinance vs Personal Loan: Cost, Speed, and When to Choose Each
Andrew Latham

Cash-Out Refinance Requirements: What You Need to Qualify in 2026
Andrew Latham

Best Alternatives in 2026 to a Cash-Out Refinance: HEL, HELOC, HEI & More
Andrew Latham

Cash-Out vs Rate-and-Term Refinance: Key Differences, Costs & When to Choose Each
Andrew Latham