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Loans

A loan is a sum of money that is borrowed from a lender and repaid over a set period of time. Loans are typically used to finance the purchase of large or expensive items, such as a car or a home. Continue Reading Below

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2026 Average Personal Loan Interest Rate Study

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Encyclopedia Articles

Discover the definition of financial terms related to loans.

Customer-to-Customer (C2C) Model: How It Works, Real-World Examples, and Benefits Thumbnail

Customer-to-Customer (C2C) Model: How It Works, Real-World Examples, and Benefits

Silas Bamigbola

Hypothecation explained: How it works, types, and examples Thumbnail

Hypothecation explained: How it works, types, and examples

Abi Bus

Commercial Loans Explained: How They Work, Types, and Examples Thumbnail

Commercial Loans Explained: How They Work, Types, and Examples

SuperMoney Team

IOU explained: How It Works, Types, and Examples Thumbnail

IOU explained: How It Works, Types, and Examples

SuperMoney Team

Warehouse Lending: Definition, Mechanics, and Types Thumbnail

Warehouse Lending: Definition, Mechanics, and Types

Silas Bamigbola

Peer-to-Peer Lending: How it Works, Benefits, and Risks Thumbnail

Peer-to-Peer Lending: How it Works, Benefits, and Risks

Silas Bamigbola

Two-Sided Marketplace Explained: How It Works, Types, and Examples Thumbnail

Two-Sided Marketplace Explained: How It Works, Types, and Examples

SuperMoney Team

The Dynamics of Credit Facilities: Understanding, Types, and Practical Examples Thumbnail

The Dynamics of Credit Facilities: Understanding, Types, and Practical Examples

Abi Bus

Swingline Loans: Definitions, Examples, and Applications Thumbnail

Swingline Loans: Definitions, Examples, and Applications

SuperMoney Team

Commercial and Industrial Lending: Meaning and Process Thumbnail

Commercial and Industrial Lending: Meaning and Process

SuperMoney Team

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About Loans

A loan is a sum of money that is borrowed from a lender and repaid over a set period of time. Loans are typically used to finance the purchase of large or expensive items, such as a car or a home. The terms of a loan, including the interest rate, the repayment schedule, and the fees, will vary depending on the lender and the borrower's creditworthiness. In general, loans are repaid in regular installments, with a portion of each payment going towards the principal (the amount borrowed) and the rest going towards interest. There are many different types of loans, including personal loans, mortgages, and student loans.