Loans

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Specific Types of Consumer Loans

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Industry Studies

2026 Personal Loan Interest Rate Study: Same Borrower, Very Different Prices

Miron Lulic

Encyclopedia Articles

Discover the definition of financial terms related to loans.

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Learn About Loans

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2026 Personal Loan Interest Rate Study: Same Borrower, Very Different Prices

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Transform Credit (Together Loans): Is It Legit? + Alternatives

Andrew Latham

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Rescue Bucks: Is It Legit? 589% to 829% APR + 5 Cheaper Loans

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Andrew Latham

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Fig Loans: Is It Legit? Costs, Pros & Cons + 5 Alternatives

Andrew Latham

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About Loans

A loan is a sum of money that is borrowed from a lender and repaid over a set period of time. Loans are typically used to finance the purchase of large or expensive items, such as a car or a home. The terms of a loan, including the interest rate, the repayment schedule, and the fees, will vary depending on the lender and the borrower's creditworthiness. In general, loans are repaid in regular installments, with a portion of each payment going towards the principal (the amount borrowed) and the rest going towards interest. There are many different types of loans, including personal loans, mortgages, and student loans.