Personal Loans
A personal loan is a type of loan that is offered by a bank, credit union, or other financial institution. Personal loans are typically unsecured, meaning they are not backed by collateral, and they can be used for a wide range of purposes, such as debt consolidation, home improvements, or medical expenses. Continue Reading Below
SuperMoney Quote Engines
Apply & Pre-Qualify
Get Competing Personal Loan Offers
Industry Studies
Encyclopedia Articles
Discover the definition of financial terms related to personal loans.
Defaulted Loan: What It Is, How It Works, Types, and Examples
Silas Bamigbola
What Is a Loan Officer? Role, Licensing, and vs. Broker
Andrew Latham
Debt Consolidation: How It Works, Best Options & When to Use It
Andrew Latham
What Is a Promissory Note? Definition, Types & What to Check Before Signing
Andrew Latham
What Is a Personal Loan? Definition, Rates, and How It Works
Andrew Latham
Pre-Approval: What It Is, How It Works, and Why It Matters
Andrew Latham
Amortization: How Loan Repayment Works and Why Early Payments Are Mostly Interest
Andrew Latham
What Is a Credit Union? How It Works and How to Join
Andrew Latham
What Is a Payday Loan? How It Works, True Cost, and Safer Alternatives
Andrew Latham
Personal Loan Interest Rates: Definition And How To Get The Best Rates
SuperMoney Team
Learn About Personal Loans
How To Settle Credit Card Debt When a Lawsuit Has Been Filed
David Hodges
What Are the Differences Between Creditors and Debtors?
Cara Corey
How Much Do You Get for Donating Plasma? Pay at Every Major Center (2026)
Benjamin Locke
$100 Loan Instant App: 7 Fast Cash Apps That Actually Work
Andrew Latham
How to Borrow $50 Instantly: 6 Apps That Send Cash Today (2026)
Benjamin Locke
How to Become Financially Independent in 10 Steps
Lacey Stark
How Can I Get a $500 Loan With No Credit Check?
David Hodges
How to Get a Personal Loan for Christmas
Ben Luthi
How to Get a Boat Loan (Updated 2026)
Halle Goddard
Loans for Legal Expenses: Can You Take Out Loans to Pay for a Lawyer?
Andrew Latham
Cost of a DUI: The Breakdown and 3 Ways to Pay
Ben Luthi
Payday Loans vs. Personal Loans: What You Need To Know
Lacey Stark
Personal Loans With No Credit Check: A Very Bad Idea
Allison Martin
6 Key Reasons Why People With Good Credit Are Turned Down For a Loan
Heather Skyler
Are Pawn Shop Loans Ever a Good Idea?
Julie Bawden-Davis
A Personal Loan With A Cosigner? It Can Lower Your Rates and More
Andrew Latham