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Roth IRA

A Roth IRA is a type of retirement account that allows you to save for retirement on a tax-free basis. Contributions to a Roth IRA are made with after-tax dollars, and you can withdraw the money you've saved in the account tax-free after age 59 1/2 as long as you've had the account for at least five years. Continue Reading Below

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Encyclopedia Articles

Discover the definition of financial terms related to roth ira.

Qualified Charitable Distribution: How a QCD Works Thumbnail

Qualified Charitable Distribution: How a QCD Works

Andrew Latham

Roth Conversion Ladder: How It Works for Early Retirement Thumbnail

Roth Conversion Ladder: How It Works for Early Retirement

Andrew Latham

Rule of 55: Penalty-Free 401(k) Withdrawals Explained Thumbnail

Rule of 55: Penalty-Free 401(k) Withdrawals Explained

Andrew Latham

Backdoor Roth IRA: How It Works and the Pro-Rata Rule Explained Thumbnail

Backdoor Roth IRA: How It Works and the Pro-Rata Rule Explained

Andrew Latham

What Is Compound Interest? Definition, Formula,and How It Builds Wealth Over Time Thumbnail

What Is Compound Interest? Definition, Formula,and How It Builds Wealth Over Time

Andrew Latham

What Is an IRA? Types, Rules, and How to Choose Thumbnail

What Is an IRA? Types, Rules, and How to Choose

Andrew Latham

What Is a Roth IRA? Definition, Rules, and Benefits Thumbnail

What Is a Roth IRA? Definition, Rules, and Benefits

Andrew Latham

What Is an Unrealized Gain? Definition, Tax Rules, and Examples Thumbnail

What Is an Unrealized Gain? Definition, Tax Rules, and Examples

Andrew Latham

What Is an Investment Portfolio? Thumbnail

What Is an Investment Portfolio?

Andrew Latham

What Is a 401(k)? Definition, Contribution Limits, and How It Works Thumbnail

What Is a 401(k)? Definition, Contribution Limits, and How It Works

Andrew Latham

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Learn About Roth IRA

Thumbnail for Blog Article: Gen X's $1.24 Million Retirement Gap: The Numbers, and How to Close It

Gen X's $1.24 Million Retirement Gap: The Numbers, and How to Close It

SuperMoney Team

Thumbnail for Blog Article: Free Financial Calculators: Mortgage, Retirement & Home Equity

Free Financial Calculators: Mortgage, Retirement & Home Equity

Andrew Latham

Thumbnail for Blog Article: Behind on Retirement Savings? How to Reboot Your Retirement Plan

Behind on Retirement Savings? How to Reboot Your Retirement Plan

Jessica Walrack

Thumbnail for Blog Article: Defined Benefit Vs Defined Contribution Plans

Defined Benefit Vs Defined Contribution Plans

Camilla Smoot

Thumbnail for Blog Article: Secret of Retirement Savings: Making Up For Lost Time?

Secret of Retirement Savings: Making Up For Lost Time?

Jessica Walrack

Thumbnail for Blog Article: Can I Contribute to an IRA and my 401k?

Can I Contribute to an IRA and my 401k?

Benjamin Locke

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About Roth IRA

A Roth IRA is a type of retirement account that allows you to save for retirement on a tax-free basis. Contributions to a Roth IRA are made with after-tax dollars, and you can withdraw the money you've saved in the account tax-free after age 59 1/2 as long as you've had the account for at least five years.