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Roth IRA

A Roth IRA is a type of retirement account that allows you to save for retirement on a tax-free basis. Contributions to a Roth IRA are made with after-tax dollars, and you can withdraw the money you've saved in the account tax-free after age 59 1/2 as long as you've had the account for at least five years. Continue Reading Below

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Encyclopedia Articles

Discover the definition of financial terms related to roth ira.

Understanding IRA Transfers: Types, Examples, and Rules Thumbnail

Understanding IRA Transfers: Types, Examples, and Rules

Alessandra Nicole

IRA Withdrawals: Rules, Examples, and Strategies Thumbnail

IRA Withdrawals: Rules, Examples, and Strategies

SuperMoney Team

Inherited IRAs: Rules, Options, and Tax Implications for Beneficiaries Thumbnail

Inherited IRAs: Rules, Options, and Tax Implications for Beneficiaries

Alessandra Nicole

Roth Conversion: Strategy, Tax Impact & Backdoor Roth Guide Thumbnail

Roth Conversion: Strategy, Tax Impact & Backdoor Roth Guide

Andrew Latham

What Is a Required Minimum Distribution (RMD)? Thumbnail

What Is a Required Minimum Distribution (RMD)?

Andrew Latham

IRS Publication 590: Individual Retirement Arrangements (IRAs) Explained: Rules, Contributions, and Tax Strategies Thumbnail

IRS Publication 590: Individual Retirement Arrangements (IRAs) Explained: Rules, Contributions, and Tax Strategies

Abi Bus

What is a Tax-Free Retirement Account (TFRA)? Thumbnail

What is a Tax-Free Retirement Account (TFRA)?

Benjamin Locke

What Is An IRA CD? Explanation, Pros & Cons Thumbnail

What Is An IRA CD? Explanation, Pros & Cons

Camilla Smoot

What Is a SIMPLE IRA? How It Works, Limits, and Who It's For Thumbnail

What Is a SIMPLE IRA? How It Works, Limits, and Who It's For

Andrew Latham

What Is a SEP-IRA? Contribution Limits, Rules, and How It Works for the Self-Employed Thumbnail

What Is a SEP-IRA? Contribution Limits, Rules, and How It Works for the Self-Employed

Andrew Latham

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Learn About Roth IRA

Thumbnail for Blog Article: Gen X's $1.24 Million Retirement Gap: The Numbers, and How to Close It

Gen X's $1.24 Million Retirement Gap: The Numbers, and How to Close It

SuperMoney Team

Thumbnail for Blog Article: Free Financial Calculators: Mortgage, Retirement & Home Equity

Free Financial Calculators: Mortgage, Retirement & Home Equity

Andrew Latham

Thumbnail for Blog Article: Behind on Retirement Savings? How to Reboot Your Retirement Plan

Behind on Retirement Savings? How to Reboot Your Retirement Plan

Jessica Walrack

Thumbnail for Blog Article: Defined Benefit Vs Defined Contribution Plans

Defined Benefit Vs Defined Contribution Plans

Camilla Smoot

Thumbnail for Blog Article: Secret of Retirement Savings: Making Up For Lost Time?

Secret of Retirement Savings: Making Up For Lost Time?

Jessica Walrack

Thumbnail for Blog Article: Can I Contribute to an IRA and my 401k?

Can I Contribute to an IRA and my 401k?

Benjamin Locke

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About Roth IRA

A Roth IRA is a type of retirement account that allows you to save for retirement on a tax-free basis. Contributions to a Roth IRA are made with after-tax dollars, and you can withdraw the money you've saved in the account tax-free after age 59 1/2 as long as you've had the account for at least five years.