Secured Loans
A secured loan is a type of loan that is backed by collateral, which is a property or asset that the borrower pledges as security for the loan. If the borrower defaults on the loan, the lender has the right to seize the collateral to recover the unpaid balance. Continue Reading Below
Industry Studies
Encyclopedia Articles
Discover the definition of financial terms related to secured loans.

What is a Home Equity Investment Agreement (HEA/HEI)?
Andrew Latham

What Is Collateral? How It Works in Loans and Why It Matters
Andrew Latham

Down Payment: What It Is, How Much You Need, and How to Save for One
Andrew Latham

What Is Home Equity? How It Builds and How to Access It
Andrew Latham

GAP Insurance: What It Covers & When You Need It
Andrew Latham

What Is an Auto Loan? Definition, Rates, and How Car Loans Work
Andrew Latham

What Is a Subordinate Mortgage?
David Hodges

What is a Good APR For a Car Loan?
Erin Gobler

What Is a Piggyback Loan (80/10/10 Mortgage) and How Does It Work?
Andrew Latham

The Complete Guide to HELOCs: Everything You Need to Know About Home Equity Lines of Credit
Jessica Walrack
Learn About Secured Loans

Average Auto Loan Rates by Credit Score: What Borrowers Really Pay
Andrew Latham

What Happens When an HEI/HEA Term Ends?
Andrew Latham

How Do HEI/HEA Agreements Work?
Andrew Latham

Home Equity Investment vs HELOC: Which Is Better for Accessing Your Equity?
Andrew Latham

Pros and Cons of a Home Equity Investment
Andrew Latham

Free Financial Calculators: Mortgage, Retirement & Home Equity
Andrew Latham

Hometap vs HELOC: Which Home Equity Option Is Right for You?
Andrew Latham

Cash-Out Refinance for Major Purchases or Emergency Funds: Smart Uses & Safer Alternatives
Andrew Latham

Best Real Estate Investment Strategies for Homeowners
Andrew Latham

How to Buy Your First Investment Property: A Step-by-Step Guide for Homeowners
Andrew Latham
First-Time Home Buyer Programs for Teachers, Nurses & Public Service Workers
Andrew Latham

How To Buy Rental Property With No Money Down
Benjamin Locke

Conventional Loan Refinance in 2026: How It Works and When to Consider It
Andrew Latham

Arizona Auto Title Loans: Top 5 Lenders
Ben Luthi

When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance
Ben Luthi

Hometap vs EquityChoice: Which Home Equity Investment Is Better in 2026?
Andrew Latham
