Secured Loans
A secured loan is a type of loan that is backed by collateral, which is a property or asset that the borrower pledges as security for the loan. If the borrower defaults on the loan, the lender has the right to seize the collateral to recover the unpaid balance. Continue Reading Below
Industry Studies
Encyclopedia Articles
Discover the definition of financial terms related to secured loans.

What is a Home Equity Investment Agreement (HEA/HEI)?
Andrew Latham

What Is Collateral? How It Works in Loans and Why It Matters
Andrew Latham

Down Payment: What It Is, How Much You Need, and How to Save for One
Andrew Latham

What Is Home Equity? How It Builds and How to Access It
Andrew Latham

GAP Insurance: What It Covers & When You Need It
Andrew Latham

What Is an Auto Loan? Definition, Rates, and How Car Loans Work
Andrew Latham

What Is a Subordinate Mortgage?
David Hodges

What is a Good APR For a Car Loan?
Erin Gobler

What Is a Piggyback Loan (80/10/10 Mortgage) and How Does It Work?
Andrew Latham

The Complete Guide to HELOCs: Everything You Need to Know About Home Equity Lines of Credit
Jessica Walrack
Learn About Secured Loans

Average Auto Loan Rates by Credit Score: What Borrowers Really Pay
Andrew Latham

What Happens When an HEI/HEA Term Ends?
Andrew Latham

How Do HEI/HEA Agreements Work?
Andrew Latham

Home Equity Investment vs HELOC: Which Is Better for Accessing Your Equity?
Andrew Latham

Pros and Cons of a Home Equity Investment
Andrew Latham

Free Financial Calculators: Mortgage, Retirement & Home Equity
Andrew Latham

Reverse Mortgage Payout Options Explained: Which One Fits You Best?
Andrew Latham

How to Choose the Right Reverse Mortgage Lender (Step-by-Step Guide)
Andrew Latham

Reverse Mortgage Myths and Facts: Separating Truth from Fiction
Andrew Latham

Who Should Get a Reverse Mortgage? (And Who Shouldn’t)
Andrew Latham

Reverse Mortgage Scams: Red Flags Every Homeowner Should Know
Andrew Latham

Reverse Mortgage for Retirement Planning: Turning Home Equity Into Income
Andrew Latham

Reverse Mortgage Credit and Income Requirements: What Lenders Look For
Andrew Latham

Reverse Mortgage Costs and Fees: What You’ll Pay and How to Lower It
Andrew Latham

How Reverse Mortgages Work: Step-by-Step Guide for Homeowners 62+
Andrew Latham

Cash-Out Refinance After Divorce: How to Buy Out Your Ex and Keep the Home
Andrew Latham
