Secured Loans
A secured loan is a type of loan that is backed by collateral, which is a property or asset that the borrower pledges as security for the loan. If the borrower defaults on the loan, the lender has the right to seize the collateral to recover the unpaid balance. Continue Reading Below
Industry Studies
Encyclopedia Articles
Discover the definition of financial terms related to secured loans.

What is a Home Equity Investment Agreement (HEA/HEI)?
Andrew Latham

What Is Collateral? How It Works in Loans and Why It Matters
Andrew Latham

Down Payment: What It Is, How Much You Need, and How to Save for One
Andrew Latham

What Is Home Equity? How It Builds and How to Access It
Andrew Latham

GAP Insurance: What It Covers & When You Need It
Andrew Latham

What Is an Auto Loan? Definition, Rates, and How Car Loans Work
Andrew Latham

What Is a Subordinate Mortgage?
David Hodges

What is a Good APR For a Car Loan?
Erin Gobler

What Is a Piggyback Loan (80/10/10 Mortgage) and How Does It Work?
Andrew Latham

The Complete Guide to HELOCs: Everything You Need to Know About Home Equity Lines of Credit
Jessica Walrack
Learn About Secured Loans

Average Auto Loan Rates by Credit Score: What Borrowers Really Pay
Andrew Latham

What Happens When an HEI/HEA Term Ends?
Andrew Latham

How Do HEI/HEA Agreements Work?
Andrew Latham

Home Equity Investment vs HELOC: Which Is Better for Accessing Your Equity?
Andrew Latham

Pros and Cons of a Home Equity Investment
Andrew Latham

Free Financial Calculators: Mortgage, Retirement & Home Equity
Andrew Latham

IRS Rules on Home Equity Loan Interest Deductions
Andrew Latham
Are Home Equity Loan Closing Costs Tax Deductible?
Andrew Latham

Shared Equity vs Home Equity Loan: Key Differences Explained
Andrew Latham

Steps in the Home Equity Loan Process: From Application to Funding
Andrew Latham

Can You Get a Home Equity Loan Without an Appraisal?
Andrew Latham

How to Qualify for a Home Equity Loan: Credit, Income & Equity Requirements
Andrew Latham

Home Equity Loan Fees Explained: Origination, Appraisal & More
Andrew Latham

Closing Costs on Home Equity Loans: What You’ll Pay
Andrew Latham

Home Equity Loan for Remodel or Repairs: Is It Worth It?
Andrew Latham

Home Equity Loans for College Tuition: Smart Move or Risky Bet?
Andrew Latham
