Secured Loans
A secured loan is a type of loan that is backed by collateral, which is a property or asset that the borrower pledges as security for the loan. If the borrower defaults on the loan, the lender has the right to seize the collateral to recover the unpaid balance. Continue Reading Below
Industry Studies
Encyclopedia Articles
Discover the definition of financial terms related to secured loans.

What is a Home Equity Investment Agreement (HEA/HEI)?
Andrew Latham

What Is Collateral? How It Works in Loans and Why It Matters
Andrew Latham

Down Payment: What It Is, How Much You Need, and How to Save for One
Andrew Latham

What Is Home Equity? How It Builds and How to Access It
Andrew Latham

GAP Insurance: What It Covers & When You Need It
Andrew Latham

What Is an Auto Loan? Definition, Rates, and How Car Loans Work
Andrew Latham

What Is a Subordinate Mortgage?
David Hodges

What is a Good APR For a Car Loan?
Erin Gobler

What Is a Piggyback Loan (80/10/10 Mortgage) and How Does It Work?
Andrew Latham

The Complete Guide to HELOCs: Everything You Need to Know About Home Equity Lines of Credit
Jessica Walrack
Learn About Secured Loans

Average Auto Loan Rates by Credit Score: What Borrowers Really Pay
Andrew Latham

What Happens When an HEI/HEA Term Ends?
Andrew Latham

How Do HEI/HEA Agreements Work?
Andrew Latham

Home Equity Investment vs HELOC: Which Is Better for Accessing Your Equity?
Andrew Latham

Pros and Cons of a Home Equity Investment
Andrew Latham

Free Financial Calculators: Mortgage, Retirement & Home Equity
Andrew Latham

Legal Risks of a Cash-Out Refinance: Foreclosure, Deficiency & How to Protect Yourself
Andrew Latham

USDA Loan Property Eligibility 2026: What Homes Qualify and How to Check
Andrew Latham

Bridge Loan vs Construction Loan: Which Is Better for Building Your Next Home?
Andrew Latham

How to Save Money by Refinancing Your Auto Loan
Jessica Walrack

How Are Mortgage and Auto Loans Similar?
Brienne Wong

Lenders That Accept Land as Collateral: Financing Your Property
Benjamin Locke

Home Equity Loan To Buy Land
Benjamin Locke

Auto Loan vs. Dealer Financing: Where Can You Get the Best Rate?
Andrew Latham

How Do Auto Loans Work? Step-by-Step Guide for First-Time Buyers
Jamela Adam

How to Get a Cosigner for a Car Loan (and When It Makes Sense)
Andrew Latham
