Secured Loans
A secured loan is a type of loan that is backed by collateral, which is a property or asset that the borrower pledges as security for the loan. If the borrower defaults on the loan, the lender has the right to seize the collateral to recover the unpaid balance. Continue Reading Below
Industry Studies
Encyclopedia Articles
Discover the definition of financial terms related to secured loans.
What is a Home Equity Investment Agreement (HEA/HEI)?
Andrew Latham
What Is Collateral? How It Works in Loans and Why It Matters
Andrew Latham
Down Payment: What It Is, How Much You Need, and How to Save for One
Andrew Latham
What Is Home Equity? How It Builds and How to Access It
Andrew Latham
GAP Insurance: What It Covers & When You Need It
Andrew Latham
What Is an Auto Loan? Definition, Rates, and How Car Loans Work
Andrew Latham
What Is a Subordinate Mortgage?
David Hodges
What is a Good APR For a Car Loan?
Erin Gobler
What Is a Piggyback Loan (80/10/10 Mortgage) and How Does It Work?
Andrew Latham
The Complete Guide to HELOCs: Everything You Need to Know About Home Equity Lines of Credit
Jessica Walrack
Learn About Secured Loans
Average Auto Loan Rates by Credit Score: What Borrowers Really Pay
Andrew Latham
What Happens When an HEI/HEA Term Ends?
Andrew Latham
How Do HEI/HEA Agreements Work?
Andrew Latham
Home Equity Investment vs HELOC: Which Is Better for Accessing Your Equity?
Andrew Latham
Pros and Cons of a Home Equity Investment
Andrew Latham
Free Financial Calculators: Mortgage, Retirement & Home Equity
Andrew Latham
Tax Implications of Shared Equity Products
Andrew Latham
Requirements for a HELOC or Home Equity Loan (2026)
Lacey Stark
2026 Mortgage Industry Study
Andrew Latham
Home Equity Loan Interest Rates: How They’re Set and What’s Average
Andrew Latham
Home Equity Loan vs Personal Line of Credit: Which Fits Your Needs?
Andrew Latham
Joint Home Equity Loans: Adding a Co-Signer to Qualify
Andrew Latham
Home Equity Investment vs Reverse Mortgage: Which Is Right for You?
Andrew Latham
Risks of a Home Equity Loan: What Borrowers Should Watch Out For
Andrew Latham
Home Equity Loan vs Cash-Out Refinance: Which Is Better for You?
Andrew Latham
How Much Home Equity Do You Need for a Loan?
Andrew Latham