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CP286 Notice: What It Means for Your Business

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Last updated 10/30/2024 by
SuperMoney Team
Fact checked by
Ante Mazalin
Summary:
The IRS CP286 notice is sent when the IRS approves Form 8716, which allows a business to choose a tax year that doesn’t align with the required calendar tax year. This approval is crucial for companies needing more flexibility in aligning their fiscal year with business cycles, contractual periods, or other financial considerations. The CP286 notice confirms the acceptance of this election and outlines important next steps for maintaining compliance. Understanding what this notice means and what actions to take ensures businesses remain in good standing with the IRS and avoid potential pitfalls.
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Receiving a CP286 notice from the IRS can be an important step for businesses aiming to adopt a non-standard fiscal year. Form 8716, “Election To Have a Tax Year Other Than a Required Tax Year,” is used by partnerships, S corporations, or personal service corporations that wish to use a fiscal year other than the calendar year. Once approved, the IRS sends out a CP286 notice to confirm this election. In this article, we will guide you through the meaning of the CP286 notice, its implications for your business, and the steps you need to take to stay compliant with the IRS requirements.

What is the CP286 notice?

The CP286 notice is issued by the IRS to inform taxpayers that their Form 8716 has been approved, allowing them to use a tax year that does not match the standard calendar year. This notice primarily applies to businesses that benefit from aligning their tax year with specific business operations, industry cycles, or other financial planning reasons.

Why do businesses apply for a non-standard fiscal year?

Many businesses find that a non-standard tax year provides flexibility in financial planning and reporting. For instance:
  • Seasonal businesses may prefer a fiscal year that ends after their busiest season, giving them more time to manage tax reporting.
  • Companies tied to industry-specific cycles, such as farming or retail, can better align their tax periods with income and expenses.
  • Businesses with significant contracts that span multiple calendar years may find it easier to report financial activity on a different fiscal schedule.
Understanding the advantages of using a fiscal year other than the calendar year can help companies make informed decisions about electing to file Form 8716 and what to expect once their request is approved.

Pro tip

Consult a tax professional when switching to a non-standard tax year to ensure all bookkeeping practices are aligned with the new fiscal year requirements, avoiding any compliance issues.

How the CP286 notice affects you

Receiving a CP286 notice means your election to use a non-standard tax year has been accepted. While this approval is beneficial for your business’s financial management, it also comes with responsibilities. Here’s what you need to consider after receiving the notice:

Compliance requirements for the new tax year

Once the IRS approves your election, you are obligated to consistently use the new fiscal year for tax reporting. Any changes to the tax year afterward will require filing additional forms and possibly IRS approval. Maintaining compliance involves:
  • Filing tax returns according to the newly established fiscal year deadlines.
  • Adjusting estimated tax payments to align with the new tax year.
  • Ensuring accurate record-keeping to reflect the correct reporting period.
Failure to comply with these requirements may result in penalties or revocation of the approved tax year election, which could lead to complications with future tax filings.

What to do when you receive a CP286 notice

Upon receiving a CP286 notice, it’s important to understand the implications for your business and take the appropriate steps to remain compliant. Here’s a step-by-step guide on what to do next:

1. Review the details of the notice

Carefully read the CP286 notice to confirm the approval of your election and verify the details. Make sure that:
  • The business entity name and tax identification number are correct.
  • The new fiscal year-end date aligns with your expectations and business needs.
If there are any discrepancies, contact the IRS promptly to resolve the issue and avoid any potential reporting problems.

2. Adjust your accounting and financial records

Switching to a non-standard tax year will require updates to your bookkeeping and accounting practices. You may need to:
  • Close the books for the previous tax period and establish the new fiscal year framework.
  • Update accounting software settings to reflect the new tax period.
  • Communicate changes to your accounting staff or external accountant to ensure proper financial management moving forward.
Proper adjustments ensure that financial records remain accurate and in compliance with IRS requirements.

3. Update tax payment schedules

Adjust your estimated tax payments to align with the new fiscal year. This involves recalculating quarterly payments based on the new reporting period and submitting them by the appropriate deadlines.

4. Notify stakeholders of the change

It’s crucial to inform relevant parties, such as investors, partners, and accountants, about the new tax year. This helps everyone involved to stay aligned with the financial reporting requirements.

Pro tip

Regularly review your business’s tax payment schedule after adopting a non-standard tax year to ensure you are on track with estimated payments, preventing any penalties for late submissions.

Common reasons for using a non-standard tax year

Businesses often choose a non-standard tax year for several reasons. Here are some of the most common:

Seasonal business operations

Companies operating in industries with significant seasonal variations—such as agriculture, retail, or tourism—may benefit from a tax year that ends shortly after their peak season, allowing for more manageable financial reporting.

Aligning with industry cycles

Certain industries have cycles that don’t follow the calendar year. For example, academic institutions or construction companies may find it more practical to align their fiscal year with specific project timelines.

Contract-based revenues

Businesses with long-term contracts often face accounting challenges when their financial cycles don’t match the calendar year. Using a non-standard tax year can simplify revenue recognition and expense management.

Further support options for addressing the CP286 notice

If you’re unsure about how to proceed or encounter any issues after receiving a CP286 notice, there are resources you can utilize:
  • Consult a certified public accountant (CPA) or tax attorney to ensure compliance and avoid penalties.
  • Visit the IRS’s official website for guidance on tax year changes and requirements.
  • Contact the IRS directly for clarification on your CP286 notice or any related tax matters.
Working with professionals can make navigating the complexities of a non-standard tax year easier and help avoid any potential issues with the IRS.

Pro tip

Keep detailed records of all communications and filings related to your tax year election. This documentation can be useful if you need to make future changes or resolve disputes with the IRS.

Potential penalties or next steps if you don’t respond

Ignoring a CP286 notice, or failing to comply with the IRS-approved tax year, could lead to consequences such as:
  • Penalties for late tax filings or payments.
  • Additional interest charges for unpaid taxes.
  • Possible revocation of the approved tax year election, which would require reverting to a calendar year.
Respond promptly to avoid these complications and maintain good standing with the IRS.
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Frequently asked questions

What should I do if I notice an error in my CP286 notice?

If you identify any discrepancies in your CP286 notice, such as incorrect business name or tax identification number, contact the IRS immediately to correct the error. Prompt action can help prevent potential issues with future tax filings or compliance.

Can I continue using the calendar year after receiving a CP286 notice?

Once the IRS approves your election to use a non-standard fiscal year through Form 8716, you are expected to report taxes according to the new fiscal year. Reverting to a calendar year would require submitting a new Form 8716 and receiving IRS approval.

How long does it take for the IRS to process Form 8716?

The processing time for Form 8716 can vary, but it typically takes the IRS between 6 to 8 weeks to review and approve or deny the election for a non-standard tax year. During this period, ensure you continue complying with current tax obligations.

Is there any fee for filing Form 8716?

There is no fee for filing Form 8716 with the IRS. However, businesses should be aware of any potential costs associated with adjusting accounting practices, hiring a tax professional, or updating financial records to align with the new tax year.

What are the potential risks of switching to a non-standard tax year?

Switching to a non-standard tax year can provide flexibility but also introduces some risks, such as confusion over filing deadlines or errors in estimated tax payments. It’s important to update accounting systems, seek professional guidance, and monitor tax compliance closely to avoid any penalties.
Need help understanding other IRS letters and notices? Visit our comprehensive guide to IRS Letters and Notices or search for the document you received in the table below.
IRS Letter or Notice Number
Notice Description
CP01The IRS verified your claim of identity theft and will monitor your account.
CP01HThe IRS received a tax return with a social security number that belongs to a dead person.
CP02HMoney is due on an amended return based on a grant received due to Hurricane Katrina, Rita, or Wilma.
CP03CYou received the First-Time Homebuyer Credit for a house you purchased.
CP04You may be eligible for tax deferment because either you or a spouse served in a combat zone, a qualified contingency operation, or a hazardous duty station during the tax year specified on your notice.
CP08You may be entitled to additional money due to the Additional Child Tax Credit.
CP10Your tax return changed due to a miscalculation, and the refund you wanted to apply to an estimated tax payment has changed.
CP10AYour tax return changed due to a miscalculation of the Earned Income Credit, and the refund you wanted to apply to an estimated tax payment has changed.
CP11You owe money because the IRS amended your return due to a miscalculation.
CP11AYour tax return changed due to a miscalculation of the Earned Income Credit, and the refund you wanted to apply to an estimated tax payment also changed.
CP11MYour tax return changed due to a miscalculation of the Making Work Pay and Government Retiree Credit, and the refund you wanted to apply to an estimated tax payment has changed.
CP12You are due a bigger refund because the IRS corrected one or more mistakes on your tax return.
CP12AThe IRS made changes to correct the Earned Income Credit (EIC) claimed on your tax return.
CP12E or CP12FThe IRS corrected a miscalculation on your return.
CP12MThe IRS made changes to the computation of the Making Work Pay and/or Government Retiree Credits on your return.
CP12RThe IRS made changes to the computation of the Rebate Recovery Credit on your return.
CP13The IRS made changes to your return due to a miscalculation. There is no refund or amount due. Your balance is zero.
CP13AThe IRS made changes to your return due to a miscalculation of the Earned Income Credit. There is no refund or amount due. Your balance is zero.
CP13MThe IRS made changes to your return due to a miscalculation of the Making Work Pay credit or the Government Retiree Credit. There is no refund or amount due. Your balance is zero.
CP13RThe IRS made changes to your return due to a miscalculation of the Recovery Rebate Credit. There is no refund or amount due. Your balance is zero.
CP14You owe money on unpaid taxes.
CP16The IRS made changes to your return due to a miscalculation. The refund you were due was applied to other tax debts.
CP21AYou owe money due to the changes you requested that the IRS make on your tax returns.
CP21BYou are due a refund due to the changes you requested that the IRS make on your tax returns. The money should arrive within 2 to 3 weeks.
CP21CThe IRS made the requested changes to your tax return. You will not receive a refund, and there is no tax due. Your balance is zero.
CP21EAs a result of your recent audit, the IRS made changes to your tax return, and you owe money as a result of those changes.
CP21IThe IRS made changes to your tax return relating to the Individual Retirement Arrangement (IRA) taxes. You owe money due to the changes.
CP22AThe IRS made the changes you requested, and you owe money as a result.
CP22EAs a result of your recent audit, the IRS changed your tax return, and you now owe money.
CP22IThe IRS made changes to your tax return relating to the Individual Retirement Arrangement (IRA) taxes. You owe money due to the changes.
CP23The IRS changed your return because there was a difference between the amount of estimated tax payments listed on your tax return and the amount actually posted to your account. You owe taxes due to these changes.
CP24The IRS changed your return because there was a difference between the amount of estimated tax payments listed on your tax return and the amount actually posted to your account. This resulted in an overpayment of estimated taxes.
CP24EThe IRS changed your return because there was a difference between the amount of estimated tax payments listed on your tax return and the amount actually posted to your account. This resulted in an overpayment of estimated taxes.
CP25The IRS changed your return because there was a difference between the amount of estimated tax payments listed on your tax return and the amount actually posted to your account. You are not due a refund, nor do you owe any money. Your balance is zero.
CP31You need to update your address because your refund check was returned to the IRS.
CP45The IRS was unable to apply your overpayment to your estimated tax as you requested.
CP49The IRS used all or part of your refund to pay a tax debt.
CP53Your refund check will be sent by mail because the IRS can’t provide your refund through direct deposit.
CP57The bank declined your payment, so the IRS was unable to draft funds from your bank account.
CP71A reminder of the amount you owe in tax, penalty, and interest.
CP71AA reminder of the amount you owe in tax, penalty, and interest.
CP71CA reminder of the amount you owe in tax, penalty, and interest.
CP71DA reminder of the amount you owe in tax, penalty, and interest.
CP88The IRS is holding your refund because you haven't filed one or more tax returns, and it believes you will owe tax.
CP90The IRS is notifying you of its intent to levy certain assets for unpaid taxes. You have the right to dispute the levy in a Collection Due Process hearing.
CP91The IRS will levy up to 15% of your social security benefits for unpaid taxes.
CP120The IRS needs documentation of your tax-exempt status.
CP120AYour organization’s tax-exempt status has been revoked because it failed to file a Form 990 series return for three consecutive years.
CP130You may no longer need to pay the Alternative Minimum Tax (AMT) because your tax return filing requirements changed.
CP152The IRS received your return.
CP153The IRS will send your refund by mail because your direct deposit did not go through.
CP161You have an unpaid balance due to the IRS.
CP166Your monthly payment to the IRS did not go through due to insufficient funds in your bank account.
CP178You may no longer owe excise tax because your tax return filing requirements changed.
CP231You need to update your address because your refund was returned to the IRS.
CP259You did not file the business tax return identified in the notice.
CP259AYou should have filed these forms but did not – Form 990/990-EZ, Return of Organization Exempt From Income Tax, or Form 990-N (e-Postcard).
CP259BThe IRS requires you to file these forms but did not – Form 990-PF, Return of Private Foundation or Section 4947(a)(1) Nonexempt Charitable Trust Treated as a Private Foundation.
CP259CThe IRS believes that you are a private foundation, but did not file the required Form 990-PF, Return of Private Foundation or Section 4947(a)(1) Nonexempt Charitable Trust Treated as a Private Foundation.
CP259DYou must file this form, but you did not – Form 990-T, Exempt Organization Business Income Tax Return.
CP259EYou should have filed this form, but you did not – Form 990-N (e-Postcard) or Form 990/990-EZ, Return of Organization Exempt From Income Tax.
CP259FThe IRS requires you to file this form but did not – Form 5227, Split-Interest Trust Information Return.
CP259GThe IRS requires you to file this form, but you didn’t – Form 1120-POL, U.S. Income Tax Return for Certain Political Organizations.
CP259HAs a tax-exempt political organization, you must file this form, but you did not – Form 990/990-EZ, Return of Organization Exempt From Income Tax.
CP276AYou submitted your tax liability schedule incorrectly. The IRS typically charges a Federal Tax Deposit (FTD) penalty for this but did not this time.
CP276BThe IRS did not receive the correct amount of tax deposits. It normally charges a Federal Tax Deposit (FTD) penalty but did not this time.
CP297The IRS is notifying you of its intent to levy certain assets for unpaid taxes. You have the right to dispute the levy at a Collection Due Process hearing.
CP297AThe IRS has levied your assets for unpaid taxes. You have the right to dispute the levy at a Collection Due Process hearing.
CP298The IRS notifying you of its intent to levy up to 15% of your social security benefits for unpaid taxes.
CP501You have a balance due on one of your tax accounts.
CP503You have an unpaid balance on one of your accounts, and the IRS has not heard from you.
CP504You have an unpaid amount due on your account. If you do not pay immediately, the IRS will levy your state income tax refund to apply it to the amount you owe.
CP504BYou have an unpaid amount due on your account. If you do not pay immediately, the IRS will levy certain property or rights to property to apply it to the amount you owe.
CP521A reminder that you have an installment agreement payment due.
CP523You have defaulted on your payment agreement. Therefore the IRS is terminating the agreement and will levy your assets.
CP601Usted tiene un saldo pendiente de pago (dinero que le debe al IRS) en una de sus cuentas contributivas.
CP603No hemos recibido respuesta de parte de usted y todavía tiene un saldo sin pagar en una de sus cuentas contributivas.
CP604Usted tiene un saldo sin pagar en su cuenta. De no pagar esta cantidad inmediatemente, el IRS embargará cualquier reembolso de impuestos estatales al que tenga derecho y aplicarlo al pago de su deuda.
CP604BUsted tiene un saldo sin pagar en su cuenta. De no pagar esta cantidad inmediatemente, el IRS embargará ciertas propiedades o derechos de propiedad y lo aplicará al pago de su deuda.
CP621Este aviso es para notificarle que usted tiene un plan de pagos a plazos vencido. Por favor, envíe el pago inmediatamente.
CP623Este aviso es para informarle nuestra intención de cancelar su plan de pagos a plazos y confiscar (embargar) sus bienes. Usted incumplió en su acuerdo.
CP711Nosotros realizamos cambios a su planilla debido a que entendemos que hubo un cálculo erróneo. Como resultado de estos cambios, usted adeuda dinero por sus contribuciones.
CP721Hicimos el(los) cambio(s) que usted solicitó a su declaración de impuestos para el año tributario que aparece en su aviso. Como resultado de éste(estos) cambio(s) usted debe dinero en sus impuestos.
CP722Hicimos el(los) cambio(s) que usted solicitó a su declaración de impuestos para el año tributario que aparece en su aviso. Como resultado de éste(estos) cambio(s) usted debe dinero en sus impuestos.
CP771Usted recibió este aviso para recordarle sobre la cantidad que adeuda en contribuciones, multas e intereses.
CP772Usted recibió este aviso para recordarle sobre la cantidad que adeuda en contribuciones, multas e intereses.
CP773Usted recibió este aviso para recordarle sobre la cantidad que adeuda en contribuciones, multas e intereses.
CP774Usted recibió este aviso para recordarle sobre la cantidad que adeuda en contribuciones, multas e intereses.
CP959Usted no radicó su planilla de contribución de negocios identificada en este aviso.
CP2000The income or payment information on file doesn’t match your tax return. The discrepancy may result in an increase or decrease in your tax due.
CP3219AThe IRS has received information that is different from what you reported on your tax return. This may result in an increase or decrease in your tax.
CP3219NThe IRS didn’t receive your tax return, so it calculated your return based on the information received from employers, financial institutions, and others. If you want to challenge the proposed tax, you have 90 days from the date of this notice. If you are outside the country, you have 150 days.
Letter 0012CThe IRS needs additional information to process your tax return.
Letter 0484CThe IRS wants a completed
Letter 0525Updates you on proposed changes after an IRS examination. Any changes are explained and details the refund due or taxes owed.
Letter 531IRS Notice of Deficiency. The information the IRS received about you was different from what you reported on your return.
Letter 0668D(LP 68)The IRS released their levy.
Letter 0549CYour tax bill was paid.
Letter 0681CThe IRS accepted your payment proposal. However, this is not a formal Installment Agreement.
Letter 0757CYou did not adhere to the terms of your Installment Agreement.
Letter LT 11The IRS plans to seize your property or rights to property.
Letter 1058The IRS has not received your payment. It plans to seize your property or rights to property.
Letter 1615 (LT 18)You must respond to the IRS within 10 days of this notice regarding past due tax returns.
Letter 1737 (LT 27)Complete and sign Form 433F, Collection Information Statement.
Letter 1961CYour application for a Direct Debit Installment Agreement was declined. It explains why and what you need to do to qualify.
Letter 1962CYour application for a
Letter 2050 (LT 16)The IRS is trying to collect unpaid taxes from you from returns that have been filed or from returns that have not been filed.
Letter 2257CThe IRS is providing the payoff amount that you requested.
Letter 226-JAn IRS letter to large employers notifying them that they may be liable for an Employer Shared Responsibility Payment (ESRP).
Letter 2271CA request for an Installment Agreement has been approved. It explains the fees and how to qualify for a Low Income Fee Reduction. The letter may also request missing information.
Letter 2272CAn IRS letter explaining why your request to pay the balance due in installments was declined.
Letter 2273CA confirmation letter of your request to pay the balance due in installments. It contained the amount to pay, fees charged, and where to send payment. Instructions on how to apply for the Low Income Fee Reduction included.
Letter 2318CA response to a request to pay taxes due to payroll deductions. It also explains the fees that are charged.
Letter 2357CThe IRS is admitting that it did not send you the balance due notices that it should have.
Letter 2603CThe IRS accepted your installment agreement. The IRS will file a Notice of Federal Tax Lien on your personal property.
Letter 2604CThe IRS has accepted your request for installment payments. This IRS letter provides the monthly payment, the address where to send it, and the fees charged. The letter also provides instructions on how to apply for the Low Income Fee Reduction.
Letter 2761CThe IRS is requesting your combat zone service dates to ensure that it provides you with the special provisions and protection of the combat zone deferment. Copies of military orders or other documentation to support your time served may be requested. Civilians working in support of the Armed Forces may be required to provide a Letter of Authorization or a letter from their employer.
Letter 2789CAn annual reminder notice, as required by law, of the balance due to the IRS. It explains that penalties and interest continue to accrue until the balance is fully paid.
Letter 2840CConfirms your Installment Agreement request and includes the payment amount and due date. This IRS letter explains the fees charged for paying monthly and explains how to apply for the Low Income Fee Reduction (if you qualify).
Letter 3030CProvides an explanation of the tax, penalty, and interest still due on your account.
Letter 3127CA confirmation of your request to make a change to your Installment Agreement. This IRS letter explains the fees for the change. Changes can be to the payment amount or due date, or it can include additional liabilities.
Letter 3174A reminder of taxes due after the IRS has sent a Notice of Intent to Levy.
Letter 3217CThe IRS has accepted your request to pay the balance in installments. This IRS letter provides your payment amount, the due date, and fees charged. The letter also provides instructions on applying for the Low Income Fee Reduction (if you qualify).
Letter 3228 (LT 39)A request to pay the balance due within 10 days using the envelope provided.
Letter 3500The IRS has received your documents, and it needs additional time to review them.
Letter 3572Your Federal Income Tax Return has been selected for examination. The IRS auditor requests that you call to schedule an audit appointment.
Letter 4883CThe IRS received your federal income tax return but needs more information to verify your identity in order to process your tax return accurately.
Letter 4903 (LT 26)You must file your tax returns immediately. The IRS has previously contacted you, but it did not receive a response.
Letter LP 47The IRS is trying to locate the person identified in the letter and is requesting that you provide their new address.
Letter LP 59The IRS has not received a response to the notice of levy it previously sent.
Audit Letter 2205The IRS manages audits either by mail or through an in-person interview to review your records. The interview may be at an IRS office (office audit) or the taxpayer’s home, place of business, or accountant’s office (field audit).
Letter 915You recently underwent an audit, and the IRS informs you that you now owe taxes.

Key takeaways

  • The CP286 notice confirms the approval of Form 8716 for a non-standard fiscal year.
  • Businesses must adjust accounting practices to align with the new tax year.
  • Non-compliance may result in penalties or revocation of the approved fiscal year.
  • Consulting a tax professional can help ensure a smooth transition.

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